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It started off so innocently.� It was a cool spring day, and I was sitting out on my deck enjoying a cup of coffee.� At 7:45 in the morning, there was a bit of traffic because there was a school down the street a few blocks.� The middle school kids seemed to need a ride to school these days.� I remember walking almost a mile to get to school every day. No wonder kids are getting more obese all the time!

Then I saw her.� I had never seen this young girl before, and she really caught my eye.� Her blonde hair was back in a ponytail and it hung down past her shoulders, and the ponytail swished back and forth as she walked briskly.� She was about foot eight and slim from what I could see.� I could see a tiny hint of breast protruding under the jacket, but I had no idea how much was really there.� She had on a spring jacket and jeans.� The sidewalk was about 100 yards from where I was sitting, so she did not even see me looking at her.� She just walked by, and I was smitten.� As she proceeded down the sidewalk, I watched her tight little bottom sashay down the sidewalk, and I knew what my morning ritual would be from now on.

Every morning, I sat there on my deck, and just about every day she would walk by.� I started trying to get home earlier in the day to see if II could catch her after school.� Being retired does have its advantages. and I could sit on that deck whenever I wanted to.� One warm sunny afternoon, I was mowing the lawn, hoping she would come by, and she did.� It was warm enough to go without a coat this day, and she had done just that.� I had seen her go by in the morning with her usual coat and jeans, but now I had a much better view.� She still had not noticed that I had been sitting on my deck the past three weeks watching her go by, but this time she couldn�t miss me.

As she came into view, I saw she had on a short sleeve top that was a little loose on her body.� But now I could see that she was indeed starting to form into a woman, and her breasts were more than just bumps.� They were tiny and cute, just like I like them.� Her waist was starting to develop a curve to it, and her hips were starting to flare.� I tried not to stare too much, but had a hard time taking my eyes off her as I mowed down the weeds toward the sidewalk.� She glanced over at me and just smiled as she walked by, and I smiled back.� My pecker noticed her too, and started a little swell in my own jeans.

The next morning was warmer, and I thought maybe she would be dressed without a jacket today.� I got my coffee and sat in my usual place.� She came into view and I gulped once.� This time, she had on a tank top and shorts.� Talk about a cutie!� Her pert little breasts pushed into the fabric and just looked so delightful on her slim body.� Her waist was even more pronounced than I had thought before, and I loved the subtle little curve to her hips.� Her longs legs were just right, and really turned me on.� This morning she did not have the usual ponytail, and her hair hung straight down over her shoulders.� She looked over and saw me looking at her.� Her left hand lifted from just under her books and lightly waved to me.� I waved back.� This was getting interesting.

As the spring progressed, this little ritual kept up.� There were warm days and cool days, and I had to wait each time the weather cooled down to see that lithe little figure again.� Each day she would just wave, or give a smile. But, she was always on a mission, and we never exchanged words.� I�m sure her mother had told her not to talk to strangers.�� Was hoping she would ignore that soon.

Then it happened.� It was a very warm summer day, and I was out weeding a flower bed by the sidewalk when she walked by.� I had hoped I planned the timing right.� I had not seen her that morning, so was a bit surprised when I saw her coming.� She had on a tank top again, but this one had those spaghetti straps.� It was a light blue in color, and clung to her body.� Her little bra enclosed breasts looked amazing under that top.� She had on a pair of gym shorts that came down about 6� below her crotch, and her hair was in pigtails this day.

She walked briskly, but when she saw me there, she slowed down.� I almost lost it when she stopped beside me and said, "Hi!"

�Well, hello young lady.� Isn�t this a nice day?�� I looked up and tried to look into her eyes, but my eyes diverted to her breasts and then back up to her face.� I wondered if she noticed.� I lowered my eyes to the ground again, briefly glancing up a leg hole of her� gym shorts.

�My name is Nicole.� What�s yours?�� she said.� Her voice was soft and very pleasant.� It still had the sound of a little girl.

�I�m Tom.�� I looked up again.� This time, as my eyes started up toward her, I looked right up the leg of her shorts confirming my first brief glance; her panties were just barely visible.� I skipped over that quickly, afraid she would notice if I lingered.� I looked up into her face again.� �How�s school?��

I decided I better stand up and talk to her or my eyes would betray me over and over again.� I stood, and she was about a foot below me, so I tried to stoop a little.

�Oh, it�s okay, I guess.� I like some classes, but others I could do without.� I especially like Social Studies and History.� Math I could do without!�� She stood there leaning over on one knee, holding her books tight against her abdomen.� The affect was that the books came up under her left breast and pushed it out a little�� I could just see a little cleavage forming at the top of her top.�

�Social Studies?� I asked looking directly at her tit.� Moving my eyes back to her face quickly, I added, "What exactly is that?�

�Well, right now, it�s really interesting.� We are studying human relationships and development.� We are learning all about how girls and boys are the same, and how they are different.�� Then the unexpected happened.� She winked at me and her eyes went down to my crotch, just for a second.� They returned to my face and she just smiled adding, �You know what I mean?�

I was flustered now.� I wasn�t sure exactly what to say.� So I decided to follow her cue, and I looked down at her breasts quickly, then back up to her face, this time making sure she noticed. �Yes, I do young lady.�� I do know a lot about that!��� I smiled at her and she blushed.

�Well, I better be going.� For while now I've noticed you looking at me when I walked by, so I thought maybe we should at least get to know each other a little.� We only have three more weeks of school, so you can keep watching me walk by if you like.� Maybe we can talk again someday.�

�I would like that, Nicole.�

�So would I, Tom,� and with that she turned and walked away.� I watched as her sweet little ass went swishing down the street.� My, she was cuter than I had even thought.� Seeing her up close and talking to her just made me want her that much more.� My cock was raging, and I was going to need to get some relief once she was out of sight.� I watched as she turned at the end of the block, and then she looked back at me and smiled.� With a little wave, she disappeared out of sight and I ran into the house to get some relief.� This was indeed getting interesting.

The next two days, she did not come by.�� I wondered if I had scared her or something, or if she thought about what had transpired and decided maybe I was a pervert or something (which I was).� I hoped that was not the case, and my hopes were realized on the third day. �I was out drinking my coffee and saw her coming.� It was a bit cooler this day, and she had on a totally different outfit than any other day.� It was like a sweater dress that came down to her mid-thigh.� It clung tight to her body.� The light blue woven material clung to her every move, and I loved the way it accentuated her curves.� Her legs were encased by a pair of dark blue leggings, tight and footless.� It was a very hot look.

She looked over at me and smiled.� Then instead of walking by on my sidewalk, to my surprise she turned and walked towards the deck.

�Good morning, Tom," she sang. "Do you like my outfit?�� She twirled around, her blonde hair swirling around as she did.� Her cute little butt stuck out of that dress just perfectly.

Fuck me! �I�ll say.� It looks delightful on you.� Did you just get it?�

�Yes!� My mom gave it to me for my birthday!�� She was all excited.

�Oh, it�s your birthday today?� Let me guess.� Ummmm... fourteen?�

�No, silly.� I�d be in high school and riding the bus if I was fourteen.� I�m twelve today!�� she giggled.� What a cute, innocent giggle.� I had to smile.

�Well, you sure fooled me.� You look like a beautiful teenager to me!�

�You think I�m beautiful?� she asked with a blush.� Young girls are so cute when they blush.� The pink just lights up their face.

�Yes, I do.� Very beautiful!� If I was fourteen, I�d ask you on a date!�

�Oh, Tom.� That�s so sweet!� Boy, I wish I could stay and talk, but...," her eyes fluttered, "I have to get to school.� As if a thought had suddenly came to her, she paused then blurted out, "Hey!� We get out early today.� Will you be home around 12:30?�� She looked at me and smiled with excitement in her voice.

I tried to stay calm and not get too excited.� Damn! She was setting this up!� On her twelvth birthday!� I had two appointments that afternoon, but I could surely cancel them for her.� �Why, yes," I replied evenly concealing my eagerness. "I believe I will.�

�Great.� I�ll see you then!�� She turned quickly and walked away.� As she turned back onto the sidewalk she turned and looked at me with the biggest smile.� Her eyes didn�t leave mine until she was out of sight.�� Couldn�t wait until 12:30!

When 12:30 rolled around, I was sitting on the deck drinking a beer.   I still had her image from that morning still in my head.  Pretty little twelve year old Nicole, dressed in a light blue sweater dress that hugged her preteen frame tightly.  What a fine butt! As I remembered the image, I thought she might not have had a bra on. Her little breasts seemed to be poking a little at the woven fabric of her dress.  But, I wasn't sure and I could have been imagining it; still it was a tantalizing thought.  Her long, thin legs in those leggings were very sexy, especially where the dress came down and met the leggings about mid-way down her thighs. How I wanted to see what was under that dress!

When she came into view and saw me, she had a big smile on her face. She was beaming!  She looked so lovely, her pigtails swaying back and forth.  She turned to walk up my sidewalk and I stood to greet her.  I scanned the neighborhood for signs of cars or other people and saw none.

"Hi, Tom," she said exuberantly.  That smile got even bigger.  She plopped her school books down on the top step and just stood there.

"Hi, Nicole!  Nice for you to stop by. 

"So, you're off school the rest of the day, huh?  Your mom probably expects you to get home.  Doesn't she?"  I was sure hoping for a no

"Well, no, she's not.  First, she works until 4, so she won't know if I'm home or not. And second,  she doesn't know today is an early out."  She looked into my eyes and smiled real big. "That means I have three hours to kill!" And then she took a step closer to me within three feet of me.  "Mind if I hang out with you?"  Her eyes pleaded for a yes.

"I'm not sure, Nicole." (Believe me, I wanted to grab her, take her in the house and make love to her)  "You hardly know me and I'm sure your mom would not approve." Then so as not to be too discouraging I asked, "What would we do?"

"I don't know.  Just hang out and talk.  I can talk about a lot of thing!  How about Social Studies?"  She smiled and blushed a little, swaying back and forth with her books.

I remembered what she told me they were studying in Social Studies.  Human development and the relationships between boys and girls.  This could get real interesting in a hurry.  I wondered if she was setting me up for something; I certainly hoped she was.  "Social Studies it is!" , I agreed.� "But... maybe we should go inside. I'm worried if people see us sitting out here talking, they might get funny ideas.  But, you have to promise me you won't tell anyone we had this conversation!"

"Okay. I promise.  Cross my heart and hope to die," she said with a giggle as she placed the palm of her hand over the front of her dress. As she went through the valley between her breasts, the material pulled tighter and I could see their roundness. I swear she had something up her sleeve.  We had three hours to talk about social studies, or whatever came up.  Three hours of sitting with this cutie could be the death of me.  I was already hard from just looking at her. If she started asking questions, or moving in the wrong way, I was going to get even hotter. What a wonderful position to be in.

We went into the house and Nicole headed for the kitchen. "What do you have to snack on, Tom?"

"I have lots of stuff.  Look around! My kitchen is your kitchen." 

She started going through cupboards and found some potato chips.  Then she went to the fridge and picked out some orange juice to drink.  I poured her a glass, and we went into the living room.  She sat down in the recliner, and I sat on the couch.  Her dress was just the right length to keep me from seeing up underneath to her sweet spot.  The leggings were dark, so I would not have seen much anyway.  She sat up, with her legs slightly parted.  I wanted so bad to look deeper in between those legs.

"So, Nicole, what about Social Studies would you like to talk about"   I figured why not start with a wide open question.  This left it up to her where she wanted to go with the conversation.

"Well, I was wondering about dating guys.  The teacher said it's okay to date as long as my parents approve.  If you were my dad, would you let me date?"

"Probably not at twelve. I think that's kind of young.  A pretty girl like you would attract a lot of boys, and boys think different about dating than you do."  I knew this was not what she wanted to hear, but it also opened the door for me to talk about sex, which was where I wanted this to go.

"What do you mean? Dating is just like going to the movies, or grabbing a shake or something, isn't it?"

"Well, yes and no.  Girls think that's all there is to it, but boys usually want more than that" 

She got a quizzical look on her face.  "Like what do you mean, more?"

"Have you talked about hormones in your class?"

"No, I don't remember that word.  What are hormones?"

"They are chemicals the human body produces that starts to help you develop into a young lady, or boys into men.  They determine your sex drive and how your body will become more female.  Take your cute little body for example.  When your hormones started to come along, your breasts started growing."

When I said the word breasts, she lost it, and spit out the orange juice that was in her mouth.  It went all over her pretty, light blue dress.  She looked up at me, mouth wide open in shock.  "Oh, no!" she cried.  "What am I going to do now?  I can't go home like this!"

What an amazing turn of events! I had to think fast. I ran to my bedroom and grabbed a T-shirt.  "Here, take this into the kitchen, take off your clothes and put this on.   Quick!"

Amazingly she did just what I said.  She came back into the living room with the T-shirt on and her clothes in hand.  I took the clothes from her and went to the laundry room as she followed.  I looked to make sure I could wash the dress and dry it, and it would be okay.  Then I put it in the washing machine on the gentle cycle.�� �We should be able get this done in time," I remarked. "Please, be more careful!"  I looked at her in my T-shirt and my cock got even harder.  I was dressed in sweat pants, and had boxers on underneath, so you could barely make out that there was anything going on down there.

"Oh, I'm so sorry.  You think quick!  Thanks!"  She turned to go back into the living room, and it was then that I noticed how short the shirt was on her.  It barely covered her ass!  When she sat down, she would have to be real careful.   I was hoping she wouldn't be!  Her little ass was bouncing that fabric around as I walked behind her back to the living room.  I was more than happy to follow.

When we got back to the living room, she sat down in the chair again, but this time, she was very careful.  She actually took the time to tuck the shirt down under her and smooth it out as she sat.  Then she kept her legs together as she picked up the juice to take another sip.

"Careful," I said, "I'm not giving you another T-shirt!"  I smiled and she smiled back.  I could barely make out the little mounds under the T-shirt.  I tried so hard not to look anywhere but her face, but it was damned near impossible.

�Now it was my turn to choke on my drink, if I had a drink.� She stood up, reached behind her and pulled the top tight against her chest. "Do you really think my boobs are growing?" she asked.  The effect was two-fold.  First, it pulled the T-shirt tight against her little mounds, making them much more apparent.  I could see the small orbs just barely rising above her chest, and a little point at the end where her nipples seemed to be a little hard.  But, I was just as interested in the fact that pulling her top tight exposed just the very bottom of her pink polka dot panties.  I don't think she knew this happened until my eyes went that direction.  She was turned sideways to me, so I could not see her crotch or pretty little ass, but the bubble butt was definitely there.  I pulled my eyes away and looked up at her.  She was looking down at her pretty little breasts, and I don't think she noticed my wandering eyes.

"Yes, Nicole, they are starting to grow.  Can't you see that?"  I replied.

"Ya, I guess so."  She let go of the T-shirt and it dropped back in place.  She sat down again, not being as careful to tuck the T-shirt in around her.  Once she settled in, the hem of the shirt was more than half way up her thighs, and her legs were just slightly parted.  My eyes couldn't help themselves.  I looked up that shirt and saw that little pussy covered by pink polka dots.  I strained to see the lips, but it was just a little dark up there.  When I finally tore my eyes away after a few seconds, I looked back into her face. Busted!  She was staring right at me, smiling.  She had an impish grin on her face. She started opening and closing her legs ever so slightly, kind of a nervous thing, I think.  I could see that panty covered crotch clearly as she scooted down in the chair an inch or two.  I tore my eyes away, looked at her and said, "Stop that," while wishing that she wouldn't stop.

She put her legs back together and asked the next question.  �Okay, so hormones make girls boobs grow.  What does it do to boys?�

Hmm, how was I going to answer this? "Well, first, it starts giving them hair down there, you know, just like you probably started to grow hair."

She started to gag again, but held it.  She put the glass down. "I better not drink anymore of that for a while!"

"Good idea.  Remember, no more shirts!"  I heard the washing machine stop, so I got up to put the clothes in the dryer.  She again followed me into the laundry room.  Once I had finished that, we headed back to the living room, sitting in the same places.  She again did not pay attention to the hem of the shirt, and this time it was way high on her thighs.  I could clearly make out the mound, and her little camel toe was visible.  She had a nice mound, with full lips down there.  I again tore my eyes away.  My cock was getting harder by the minute.  When I looked up at her eyes, she was again staring at me.  She knew where my eyes had been, and she smiled.

"But, what does all that have to do with dating?" she asked giving me a pass on ogling her cunt.

"Well, dating is a funny thing.  It means different things to boys and girls. Very different! To a girl, dating is an emotional thing.  To a boy, it's a physical thing."

"I don�t get it.  II just want a boy to be close to and to have him love me.  What's wrong with that?"  She was sincere with her question.  It was beginning to look like her mom had never explained sex to her, and I wondered how much they had talked about it in school.  Was this going to be a birds and bees session?  God, I hoped so!.

"Hasn't your mother, or the school, talked to you about this?  I don�t know if I should talk much more."

"Oh, please Tom? I like talking to you.  It's not like school where everyone giggles and laughs when you ask questions, and my mom won�t even go there.  I need someone to tell me why I can't date when I'm twelve.  It just doesn't seem fair."  She was leaning forward in the chair, pleading with me.  The shirt had dropped back down between her legs, so I could no longer see her panties.  I braced for the conversation.

"Okay.  How much have you studied anatomy?"

"A-nata what?"

"Anatomy.  How your body is different from a boys."  I had to be careful here.  I did not want to scare her away.

"Oh, that stuff.  They showed us some weird color pictures, but I didn't get it.  I mean, the girl�s picture looked like a Y, and the boy picture looked like a candy cane.  Just didn�t make sense to me.  Can you explain it better?"

"Have you ever seen the movie Kindergarten Cop?  It's an older one with Arnold Schwarzenegger."

"Arnold what?"

"I guess you haven't.  Well, there's one kid in this kindergarten class whose dad is a women's doctor.  And he makes the statement that boys have a penis, and girls have a vagina."  I looked at her, and there was no reaction at all.  It didn't seem to mean a thing to her.

"Okay, that didn't help."

�She giggled when I said that.  Did she really not know, or was she playing with me?  "Down here (I pointed to my crotch) you have a vagina.  It�s kind of like a hole.  You pee there, but also you have other parts to it that are used in making babies."

Her eyes got real big then. "Oh, ya.  I remember my mom told me that someday I would start having eggs, and have my period.  She warned me about that.  Is that what you mean?"

"Yes, very good.  So, you haven't had your period yet?"  Boy, I couldn't believe I was asking this to a twelve year old sitting in my living room.  Here I am, a sixty four year old grandpa.  Correction, a sixty four year old horny as hell for little girls grandpa.  And I am asking her about her period and telling her about sex?  This was another world to me, and I was loving it!

"No, I haven�t.  My mom says it could come any day now, and that I shouldn't be afraid when it does."  She sat up straight.  "Keep going."

"Okay, so you make an egg, but in order to make babies, there has to be something to fertilize the egg.  Just like flowers have to be fertilized with pollen in order to make more flowers.  It takes sperm to fertilize your egg, and sperm comes from a boy."

"Okay,  I think I get that.  But if the boy has the sperm, and the girls has the egg, how do they get together?"  She leaned forward and listened intently.

I had to restrain myself from offering a live demonstration, and instead offered,� "That's where the penis comes in.  It is like a big thick finger that a boy has down there.  When his hormones are not very active, it is small.  But when he gets interested in a girl, or something excites him sexually, it gets really hard.  If he puts it into the girl�s vagina, and puts his sperm in her, it just might fertilize the egg if the timing is right."

Her eyes got real big.  I could tell she was very intrigued by all this.  She looked down at my crotch and I'm sure she could make out that I was hard down there.  She slowly opened her legs again.  I'm not sure if she did this on purpose or not, but I couldn't help but look.  I loved those cute little panties pulled tight across her mound.  I could clearly see that it was a little damp.

"So what makes a boy get excited?" she then asked.  She moved one of her hands down to her thigh and just started to trace around her middle thigh with it.

"Well, what you are doing now would certainly work, young lady.  So, you better stop."  I moved a little to try and get some relief.  My cock was rock hard, and out of position.  I wanted to put it in position, but that would be way too obvious.

"Oh, wow!" she gushed with big eyes. "Is your penis getting hard?  Is that what I see in your pants?"  She looked down at my crotch again, and it was obvious.  The way I was sitting clearly showed my hard rod going to the left under my pants.  I was fairly good sized, so I could not hide it.  "Tom, am I getting you excited?"

At that moment, the buzzer on the dryer went off.  I looked up and it was 3:30.  Whew.  While I wanted this to continue, I would rather it stop now and pick up another day.  I would not want to get any further and have it interrupted.  "You better go in and get dressed and head home, Nicole.  You don't want your mom to worry.�

She bounced up and went into the laundry room on her own.  I could not see her from where I was sitting, so I listened closely to the dryer door being opened.  I pictured in my mind her pulling that T-shirt off over her head exposing those pretty little breasts to me and her pink polka dot panties pulled tight around her little bubble butt and sweet little pussy lips.  I imagined her bending over and stepping into her leggings, that tight panty covered butt staring me in the face.  It was a dream, and I wanted to be in it.  I imagined her putting her bra on, and then pulling the sweater dress over her head and into place.  

She walked back into the room and stood in front of me, a beautiful picture.  "You didn't answer my question.  Was I getting you excited?"

I looked up at her and then stood up and walked to the front door.  I opened the door for her, looked into her eyes, and honestly answered, "Yes, you were."

She clapped her hands and then stepped up beside me.  She leaned toward me and kissed my cheek.  "Let's finish this talk another day.� Okay?"

"Okay," I said, and boldly gave her a little pat on the butt.  She smiled and went her way.  I could hardly wait for her to return.  I went into my bedroom, took off my clothes, and had an explosive orgasm within minutes.  I was hooked.