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            K R I S T E N' S    C O L L E C T I O N
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The Bank Customer
by Johndough (no address provided)

***

Every visit to the bank usually ends with a deposit 
made, or at least that was Sally's dad liked to say as 
he fucked his daughter. (M/f-teen, ped, inc, 1st, preg?)

***

Sally Smith was very excited. Her mother had gone out of 
town for a two week business trip and her dad told her 
it was time for him to teach her some new adult games. 
After all, she was 13 now and her first period had ended 
two weeks before.

She was lying on her parents bed as naked as the day she 
was born but definitely on the path to adulthood. Her 
long brown hair was perfectly brushed and shiny with a 
satiny sheen. 

She had even brushed her lush brown muff that had been 
coming in for two years. She had the most hair down 
there of any of the girls in her 7th grade gym class. 
But it wasn't a wild growth like some of the girls who 
had taken to shaving by the sides so it didn't stick out 
of their swimsuits or panties. It covered her mons and 
accentuated her lovely pink lips and slit without 
obscuring them.

She heard the shower stop and knew it was only a matter 
of minutes until she would find out what it meant to be 
a woman.

Her handsome brown haired father had given her a sneak 
preview last night by sneaking her into her parents 
closet and opening the louvres to the widest. He had 
given her a folding chair and a box of Kleenex. She 
asked him why she needed that and he just told her she 
would figure it out soon enough.

Five minutes later her mother came in, dropped her robe 
and laid down on the bed beside her father who still had 
his robe on.

"We better make this a great one, Sam," she said to him 
as she helped him to remove his robe. "It's going to 
have to last us for the next 2 weeks."

She was a full size version of Sally's own three quarter 
version and Sally found herself caressing her own orange 
size mounds and gently pinching and pulling on her inch 
and a half dark brown puffies as her dad was doing to 
her mother's grapefruits.

"I absolutely agree, Susan," he said as his wife swung 
her leg over his shins and straddled his knees. 

Sally was totally enthralled as she got her first look 
at a male penis in the flesh. And with an overly thick 
eleven incher her father was better endowed than any of 
the ones she had seen on the porn sites her father had 
been giving her access to over the last week.

They had featured girls around her age and approximate 
figure engaging in sex with men old enough to be their 
fathers or HER father...

She was jolted back to the present as her mother bent 
over and took his penis - no, from now on she would only 
call it a cock - into her mouth and begin to move up and 
down on it. What happened next is what jolted her back. 
As her mother continued foreplay on his cock, her father 
looked directly at her in the closet and winked. As he 
did so he mouthed, "Tomorrow you..."

Sally now knew why she needed the Kleenex as her pussy 
seemed to gush fluid which she used the tissue to keep 
from messing up the chair or closet floor.

After about three minutes her mother took her mouth off 
his cock and scooted her hips up over his and Sally was 
treated to her first view of real people doing the real 
thing they only talked about in sex ed - FUCKING!

With practiced ease Susan lowered herself until all 11 
inches had disappeared up into her feminine parts. After 
a moment for the two of them to adjust to the joining 
her mother began the rhythmic up and down motion Sally 
had gotten to know in her dad's private Sex-Ed home 
school videos.

Sally found herself rubbing up and down her own virgin 
slit in time with her parents and doing her best not to 
moan out loud - something that her mother didn't have to 
worry about.

With louder and louder moans it was obvious her mother 
was approaching a climax just like her daughter in the 
closet. 

Suddenly she tensed and thrust down hard on her 
husband's cock as though she were trying to take all of 
him up inside her.

As she relaxed her husband pulled her down onto his 
chest and keeping his cock in her depths rolled them 
over until his wife was below and he was on top. He 
skillfully did it so their joined genitals were fully 
visible to his hidden daughter. 

Then he crooked his arms under his wife's knees and 
thrust them up on her tits providing Sally the fullest 
possible view as he slowly withdrew inch after inch of 
that beautiful cock, until only the tip remained. Then 
he just as slowly thrust it back in until his hairy ball 
sack brushed his wife's ass.

Gradually he picked up speed and Sally was soon coming 
in sync with her mother a second time, then a third. Her 
father picked up more speed with a sense of urgency and 
when Sally felt herself explode with Susan for the 
fourth time she did not screw her eyes shut as she had 
before. 

She kept them locked on the base of her father's 
magnificent cock as he seemed to be trying to drill his 
way completely through his wife as she had done when she 
climaxed on top of him.

This time it was her father who tensed and shuddered as 
Sally watched the base of his cock throb time after time 
as pulses of semen rushed through into her mother's 
waiting womb. This is what sex was all about - 
attempting to play God and create life. No wonder 
orgasms were so powerful - it was the closest to being 
God most people ever experienced.

After a few moments collapsed in each other's arms her 
father slowly removed his now softening cock and Sally 
was treated to her first view of a real sperm creampie 
as the extra capacity of the white liquid oozed out of 
her mother's slowly closing pussy.

When her mother went to the bathroom to clean up her 
father let her out of the closet. She had closed the 
folding chair and moved it back with the others in the 
back of the closet so when he opened the door she had 
the Kleenex box in one hand and an impressive wad of 
used tissue in the other. She started to bolt for the 
door and her own room when her father stopped her by 
taking hold of her shoulders.

"A preview," he whispered as he bent down and gave her a 
most unfatherly French kiss. 

She nearly melted as their tongues dueled for what 
seemed like an eternity but was actually 10 seconds. He 
broke off the kiss, turned her toward the door and 
patted her butt to send her on her way.

The next morning was Friday and the last day of school. 
She kissed her mom goodbye and told her to have a good 
trip. Her mother then told Sally to look after her dad.

"I will," she said out loud going down the sidewalk.  
Will I ever look after him, she thought to herself. This 
was going to be a very long day.


Now without robe or fanfare Sam Smith entered his 
bedroom with his thick eleven inches already at 
attention and pointed straight at the juncture of his 
daughter's widening thighs. 

"Hello, Bank," he said as he jiggled his hips making his 
cock bob up and down. "Say hello to your new customer."

"Hello, new customer," Sally said reaching out as though 
to shake his hand but wrapping her hand around his meaty 
member and shaking it instead. She almost swooned 
because it felt so good in her hand. It was warm and 
soft on the outside but seemed to have a core of steel. 

Sam lay down next to her in a way that surprised her. 
Instead of being head to toe alongside one another he 
put his crotch next to her head and her crotch next to 
his.

"When a customer checks out a new Bank and when a Bank 
ponders taking on a new customer it is customary for 
some discussion to take place," her dad explained. "You 
might say the first step in the process is an oral one."

With that he rolled her on top of him with her pussy on 
top of his mouth and his cock thrust into hers.

Sally was in heaven with the thrilling new sensations 
coursing through her body. Her father's expert tongue 
was like nothing she had ever felt before and she came 
almost as soon as he began. But she still recognized her 
obligation to her part of the process and wasted no time 
in taking his huge cockhead in her mouth. 

She could only manage about three inches but she did her 
best to roll her tongue around them and explore the 
crease under his purple glans and the slit in the middle 
of it. 

There was some kind of oily liquid that seemed to be 
oozing out. It seemed to be very slippery and had a 
slightly sweet and salty taste that she immediately 
loved.

Meanwhile her father was greatly enjoying her delectable 
little pussy. He made a definite point of including her 
hard little clit in his ministrations and she was 
responding with copious amounts of feminine lube. 

He saw her hymen right there at the entrance and noticed 
she had already torn it considerably from her use of 
tampons during her first period two weeks earlier. Good, 
he thought, any pain on first penetration would be 
minimal if any.

And now it was time for the next step. When Sally had 
cum for the third or fourth time - he had lost count - 
he rolled her off him and turned around until he was 
lying beside looking into her brown eyes with his.

"Now the customer takes a tour of the building."

He leaned into her and gave her, her second French kiss. 
This one was slower and Sally was free to experience all 
the sensations it brought to the surface.

Breaking off the kiss he moved up and kissed her eyes. 
Then he moved around to her ear where he gently blew 
into it sending shivers down her spine.

"The customer now undertakes to examine the Bank's 
physical architecture," he said. He continued his slow 
caressing with kisses around her throat then down to her 
perky youthful breasts and their delectable puffy tips. 
And while Sally was blissfully oblivious to the idea Sam 
was picturing their baby suckling on them in nine months 
as he was doing now.

"This Bank is absolutely beautifully built."
He continued down to her bellybutton which he made a 
point of tickling with his tongue. Then in another 
gesture whose meaning was lost on Sally he kissed her  
over each ovary and her uterus.

"The final place the customer inspects," Sam said as he 
moved up and over Sally gently parting her thighs and 
aiming his rod at her brown nest, "is the Bank vault 
where the greatest treasures are stored."

With that his "customer" reached the entrance to the 
Bank "vault".

"Oh, daddy," Sally gasped as the warm hard head of his 
cock contact with her most private of places, her 
"vault". 

Sam had never felt more virile than at this moment 
poised at his own daughter's tunnel of love and wanting 
him almost as bad as he wanted her. He moved the head up 
and down her furrow allowing their combined juices to 
fully lubricate them both.

"Stop teasing! Finish your tour, customer!" Sally 
exclaimed excitedly.

With no further fanfare Sam thrust in gently but firmly. 
Sally gasped a gasp of pleasure as his huge purple knob 
completely buried itself in the first inch of her love 
tunnel and her pussy lips snapped closed behind the 
ridge of his glans. All the foreplay and weeks of 
anticipation had done their job and she was as ready as 
any girl ever was for her sex ed practical exam. 

Sam's second inch did away with the final vestiges of 
her already tattered hymen officially ending her time as 
a virgin. The next seven inches gave way with no 
problem. At that point the little slit at the tip of his 
glorious cock kissed the little dimple of an opening in 
her cervix. Behind that dimple was a very short tunnel 
to her womb where even now her ovaries were releasing 
her second ever egg.

With 9 of his 11 inches buried in his daughter's newly 
de-virginized pussy Sam began to rotate his hips like a 
stirring spoon in batter.

"Oh, Sally! Your pussy is the most exquisite love tunnel 
I've ever been in!"

"Better than mommy?"

"Better than your mommy, aunts Sarah and Mary, your 
cousin Judy, your girl scout leader Mrs. Parker, my 
secretary Alice and even my old high school sweetheart 
Peggy Sue who was my first!"

"Wow!" was all Sally could mutter in response as her 
first ever cock induced orgasm swept over her. She had 
had nothing in her pussy other than her fingertips and 
tampons. Her father's cock was stroking every fiber and 
nerve ending at the core of her being and his gentle 
rotation of his great cock kept her senses near 
overload.

Sam had managed to work in another three quarters of an 
inch while his hips gyrated. He decided it would be okay 
to get down to real fucking and slowly pulled back until 
his knob was all that remained.

Sally was about to protest this early end to her first 
sexual experience until she remembered her father doing 
the same thing to her mother the night before. As she 
did so her father was thrusting in again as she was 
thrusting her hips up to meet him.

And so Sally's first real fuck got underway and she 
thought she was in heaven. Between her own eager thrusts 
and his enthusiastic pounding it wasn't long until she 
was able to take his entire cock up inside her. Their 
pubic hair meshed each time her fully engorged clit was 
pinned between their pubic bones, an action that sent 
waves of pleasure coursing through her.

Their mutual need combined with the long anticipation of 
this moment made it hard for either of them to slow down 
and savor it.

"So you find my vault satisfactory?" Sally gasped.

"Extremely satisfactory!"

"But how can you equate this with some dull boring trip 
to a bank, daddy?"
Sam could tell Sally was approaching another climax and 
he prepared to join her.

"Because every visit to a Bank by a new customer 
usually...." he was increasing his thrusts, "ends 
with..." Sally was cumming and her velvet glove was 
milking him for all it was worth. 

He thrust in with all his might and felt his seed 
coursing through his cock more powerfully than ever 
before, blasting into the hot wet pit of her being, 
"...A DEPOSIT IN THE VAULT!"

Sally gasped as it felt like a firehose turned on inside 
of her and her entire being was awash in the biggest 
orgasm of her young life. It was intensified by her 
father's mention of a deposit and her realization that 
he could well be getting her pregnant right now! After 
all that was the goal of good sex and even though she 
had nothing to compare it to yet she was sure this was 
as close to great sex as you could get.

Sam who did have experience and did know that this WAS 
the greatest sex he ever had realized his cock was not 
softening and began to pump in and out again much to 
Sally's surprise and pleasure and realization she was 
equally ready to keep going.

"Sometimes," Sam said, "even two deposits!"

"We appreciate your business, customer," Sally replied. 
"Especially repeat business!"

END

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The author does not condone child abuse, this story is 
meant as an erotic fantasy not depicting anything in 
real life. Anyone acting out such scenarios in "real 
life" can look forward to many unproductive years 
getting it up the butt by a fellow convict in their 
local prison system.
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Kristen's collection - Directory 84