DISCLAIMER :        
                 READ NO FURTHER IF YOU ARE UNDER THE AGE OF 18 
                                       OR 
          IF YOU ARE OFFENDED BY GRAPHIC DESCRIPTIONS OF SEXUAL ACTIVITY.
          All characters, situations, and locations are purely fictional.
             Archiving and reposting permitted ONLY if the COMPLETE, 
             UNALTERED FILE, INCLUDING THIS DISCLAIMER, is included.
             Written 02/96 by RC. Comments and suggestions welcomed.  

                              "For Love or Money"

          I had know Ellen for several years. She was about ten years older
  than me, and I had first met her in an aerobics class. A few years after
  that, much to my surprise, I found myself working in the office next door
  to her when I changed jobs. In spite of our age difference, we discovered we
  had quite a bit in common.

          We would go bar-hopping sometimes after work, and one evening, after
  I had had a few too many, is when it all started.

          I'm usually kind of the shy type, so you can imagine my horror as I
  realized we were talking about our sexual fantasies! I felt my face turn
  bright red and hurredly changed the topic. She didn't bring it up again, but
  she had a strange smile on her face the rest of the night.

          Three weeks later, she mentioned that we might want to go to her
  place instead of a bar that evening. I had forgotten about the incident, and
  I agreed.

          She opened her door that night and I almost died. She was wearing a
  low-cut, backless black dress and heels so high I wouldn't have been able to
  walk in them. She smiled and let me in. My face was flaring again as I 
  recalled having babbled something about being curious about what it would
  be like to make love to a woman. Now, instead of being aroused at that former
  fantasy, I felt a bit ill.

          We sat down, and had a few drinks and made small talk. She never
  said anything that seemed, um, suggestive, and my fears gradually subsided.

          But being a bit nervous to start, I probably drank a bit more that
  I should have. After several glasses of wine and a mixed drink, I was in a
  pretty good mood. We laughed and talked, and my nervousness vanished.

          She was silent for a moment, watching me. Her knees were together as
  she sat on the couch, her hands folded in her lap as she looked at me. I was
  getting nervous again. When she spoke, her voice was very low.

          "I have a proposition for you." I almost died. She saw my reaction
  and laughed. "Don't worry. You can't lose with this." Uh-oh.

          She got her purse and removed a bulky envelope. I watched, stunned, 
  as she counted out one hundred hundred-dollar bills onto the end table. I
  had never seen that much money in my life.

          She sat back and looked at me again, but my eyes were fixed on the
  ten thousand dollars stacked neatly on her table. 

          "I'll make you a wager. You stay here for one hour and just go along
  with whatever happens. After one hour, I'll ask you one question. That one
  question will determine whether you get the money. Does that sound fair?"

          Ten thousand dollars. I was nodding my head before I even thought
  about it too much. When I finally looked at her again, she was grinning.

          "Remember, you have to go along with me. If you don't, the deal is 
  off, is that clear?" I nodded, my eyes going back to all that cash.

          She stood up. "Stay here." And she disappeared.

          I just sat there staring hypnotically at all that money. The things
  I could do with ten thousand dollars....

          Several minutes later she was back. I gasped.

          Gone was her black dress and heels. She now wore a leather halter
  with her breasts exposed. Black leather garters and black seamed stockings.
  Even higher black leather heels. A leather band around her neck. She looked
  like a wild woman. My heart skipped several beats.

          "Stand up." Her voice was harsh. I froze. She grabbed me and pulled
  me to my feet. Unsteadily, I stood there, my eyes darting between her and the
  money. "Undress", she snarled.

          I stared at her. What was she TALKING about? Undress? Was she nuts?
  My head was spinning, partially because of my nervousness, partially because
  of alchohol. She waited a while, then reached for the money and started to
  put it back in the envelope.

          "NO! WAIT!" I paused. What was I saying? I looked at the money
  again. Ten thousand dollars. Slowly, I took my top off, my face flaring. She
  grinned at me and put the money back on the table. "All the way", she said.

          Moments later, I was naked, covered with goosebumps, flushed with
  nervousness and a strange anticipation.

          She came close to me. Her arms went around me, her lips pressed
  against mine. I could feel her erect nipples rubbing against my skin, her
  perfume wafted through my nostrils. Yes, I thought dimly. I've wondered what
  making love to a woman was like. There was a distinct feeling of warmth
  between my legs. I was lost, dazed almost, unable to think of what to do.

          I did nothing. She kissed me, fanning the growing fire within me.

          I moaned, the sound gathered up and taken in by her mouth against
  mine. I was kissing a woman. For ten thousand dollars.

          Suddenly I felt like a hooker. I giggled.

          She pushed me away. "I see nothing funny about this", she hissed.
  She sat down on the couch and pulled me into her lap. Over her lap. Over
  her knees. I didn't understand what was happening until I felt her palm
  strike my ass. I let out a howl and tried to move away. Instantly, there was
  a hundred-dollar bill waving on front of my face.

          "Move and it's gone. Your choice." Breathing heavily, I stopped
  my frantic motions. She spanked me several more times, and I felt tears in
  my eyes.

          Then, to my amazement, I felt her hand between my legs. One long 
  finger worked it's way into my steaming pussy. I cried out again, this time
  with pleasure. I was being fondled by a woman. And I was enjoying it.

          My eyes screwed shut as I came. Oh, god, what a way to make money.

          She was spanking me again. The feeling of her hand against my ass
  as her finger probed my pussy was incredible. My tears were a mixture of
  fright, pleasure, and pain. Ten thousand dollars. One hour.

          She pushed me away, and I fell to the floor. She stood over me, and
  told me to get up. I did, panting. She led me into her bedroom. I watched as
  she taped a one-hundred dollar bill to the wall, right at eye level.

          I was pushed against the wall, and she told me to raise my arms and
  place my hands against the wall. If I moved from that position, the deal was
  off. I stared at that hundred and prayed I could keep still. Then I felt her 
  spreading my legs apart, and braced myself for whatever was going to happen. 
  Again, her finger worked it's way into me, and I shuddered as she quickly 
  brought me to climax. Every time I opened my eyes, there was that bill.

          Then more spanking. Then, to my horror, I felt her finger again.

          Against my asshole.

          "Relax", she whispered. I tried. I felt her finger there, trying to
  actually enter my ass. My muscles tightened involuntarily.

          "Relax", she said again, her finger just inside me. Oh, God. My ass.
  This was humiliating. Ten thousand dollars. Ben Franklin's face just inches
  from my own.

          I managed to relax just a tiny bit. Her finger sank deeper.

          "More", she whispered. I allowed myself to relax a bit more. Her
  finger went deeper. The sensation was like nothing I'd ever felt. Ten
  thousand dollars.

          I concentrated, and managed to loosen my ass almost completely. Her
  finger drove deep into me, and I gasped as she worked it back and forth.
  I then felt another finger against my clit, and almost went nuts. I wanted to
  scream, to move away, to have her - have her - keep doing it. Oh, God.

          I came like that. A finger in my ass. A finger at my clit. I came.

          Then more spanking. Then more fingering. In my pussy. In my ass.

          Time passed quickly. I remained leaning against the wall, gasping,
  staring at that money.

          She stopped and said I could sit down. I stumbled away from the wall
  and collapsed into a chair. I instantly let out a howl and jumped up again
  as my burning ass revolted at the contact with the hard chair. I stood there
  staring at her, dumbfounded. She was looking at a clock.

          "It's been an hour. Are you ready for your question?" I nodded, 
  trembling.

          She led me back into the living room, where the cash was still piled
  on the end table. She pointed to it. "There it is. Here's your question."

          She stared into my eyes.

          "Do you want the money - or me?"

          Every now and then, I wonder what I would have done with the money.

                                *** THE END ***
            RC