Note: This story was dynamically reformatted for online reading convenience.
 
 Introduction Mike was enjoying the company of his friends Paul and Lisa. 
The three were enjoying an outstanding dinner at a trendy downtown
restaurant.  After dinner they planned visit a club to have a few drinks
and listen to a local band.

   Paul and Lisa have been married for over five years now and were as
deeply in love today as when they first walked down the proverbial aisle 5
years ago.  Their best friend Mike often accompanied them Friday and
Saturday nights on the town.  Sometimes Mike had a date and other times
like tonight he accompanied them solo.  Mike was a confirmed bachelor who
loved his work and his life too much to ever think about sharing it with a
woman who he perceived would tie him down for the rest of his life.  As a
successful financial advisor he had everything he could ever possibly want.
A Sports car, expensive toys, great friends, a great condo downtown in the
city near work and near lots of good restaurants, theaters and nightclubs.
Life was indeed pretty perfect from his point of view.

   At the club they sipped their wine and listened to music.  Paul and Lisa
danced one or two slow numbers while Mike saw a few women in the club that
he knew over the years and danced with them.  When the three had their fill
of the alcohol, the music and the dancing they all left together.  The
evening was still early so while waiting for a cab the three made plans to
have another drink or two at Paul and Lisa's apartment.

   Once inside the apartment the guys were comfortably seated in the Living
Room when Lisa entered the room visibly saddened and valiantly holding back
tears.  "Are you OK, Lisa?" asked Mike.  She replied, "I'll be fine.  We
have been trying forever to have a baby and it's just not working.  My
Period started tonight".  Paul got up to put an arm around his wife to
comfort her.  "Oh, I'm so sorry.  I didn't know" said a concerned Mike. 
"Have you guys tried any fertility clinics or treatment centers?"

   Paul replied, "We've been having testing done as well as hormone
treatments.  The trouble is me.  My sperm has a low viable sperm count but
we were hoping that with the hormone treatments we could get at least
something to click.  We have run through thousands of dollars in treatments
and testing but so far we haven't found the secret sauce."

   Mike queried, "I'm not an expert here but I understand In Vitro
fertilization has a pretty good success rate because the fertilization
takes place outside the womb.  Fertilized eggs are then placed in the
Mother making pregnancy in a healthy female almost a sure thing".

   Paul sadly made the proclamation "It won't work for us.  My Sperm count
is so low they are recommending a sperm donor.  On top of that the In-Vitro
procedure costs $15,000 and if it's not successful you have to pay again to
do it all over again.  I'm afraid we are reaching the end of the line
financially for us.  We may have to move on disappointed and childless".

   Hearing those words caused Lisa to now begin softly sobbing.

   Mike consoled them both, "Oh, I'm so sorry.  I know how much a baby
means to you.  Working as a Financial Advisor I regularly see couples in
your situation.  They are usually coming to me to help plan a budget that
will accommodate fertility treatments.  I know how expensive it can get to
be, sometimes the procedures go on for years"

   Mike quietly reminisced over some of the couples he had advised over the
years and then hesitantly started to speak.  I remember a few years back I
had a couple that had been trying the In-Vitro treatment for almost a year.
They went through over $100,000 in their savings plus borrowed money from
parents and friends.  Finally one day the wife was positively elated that
she was pregnant and it didn't cost them a thing!"

   "You mean they got lucky having natural intercourse?" asked Paul.

   "Well you can say it was natural intercourse" said Mike "but they
obtained a surrogate donor to impregnate the woman.  Sometimes nature does
it best"

   Lisa quickly spoke up, "I would never!  I take my marriage vows pretty
seriously and would never consider something like that."

   "I know you wouldn't" replied Mike.  "I'm just telling you what worked
for one of my clients.  I thought about their situation for a while and
decided that ignoring the emotional aspect of all that's involved with sex
it isn't much different than using a donor sperm and an eyedropper.  There
is a theory that the physical changes a woman goes through during the sex
act itself makes her a better receptor for a donor sperm.  The only issue
is that we as humans get so emotionally involved in the non physical
aspects of intercourse that we sometimes elevate them to extremes.  From
the viewpoint of a sperm, his job is to swim upstream and find an egg
without a care in the world about what's going on in the outside world."

   "Enough of all this serious baby talk.  You two need a toast to new
beginnings.  Instead of looking back on what has happened let's look
forward and celebrate you moving forward in the continuation of your goals
of starting a family.  Here's to Paul and Lisa, one of the nicest couples
on this planet."

   The little toast was the right move, soon the three were busily chatting
about music, taxes, government and all the other threads they had in common
during their years long friendship.

   It was after midnight that Mike returned to his condo happy and tired.
What great friends I have he thought as he lay his head on his pillow and
fell fast asleep.

   A few weeks later while reviewing a client's financial plan, Mike's cell
phone sounded that special ring indicating a friend was calling.  Always
glad to take a break from work, Mike took Paul's call, setting the papers
aside he was working on.  "I'll be glad to come over tomorrow night" he
answered.  "Are you sure you don't want to go out to that new restaurant
that opened over by the shopping center?  Mike queried.

   "No way Mike, Lisa has a special meal planned for us tomorrow night"
Paul answered.

   "Ok pal, you talked me into it.  She's a great cook, I'll be over at 6
with a few bottles of wine"

   That was nice he thought.  His friends wanted to include him in a
special meal they were planning.  He loved his life!

   The next day the friends enjoyed a perfect French Dinner cooked by Lisa
of scallops in a white sauce.  Happy and full they retired to the Living
Room for more wine and good conversation.

   "Mike, Lisa and I have been thinking about something you said last week"
said Paul as he exchanged a knowing glance with Lisa.

   "We thought about it and would like you to be the one to inseminate
Lisa" Paul matter of factly spoke it out into the open.

   Mike almost choked on his sip of wine.  "You can't be serious" he
retorted.

   Lisa spoke up, "Oh yes we are.  Everything we tried has not worked so
far.  We discussed this a long time over many evenings.  I really believe
in the sanctity of marriage but this is different.  It's a one time no
strings attached insemination with our best friend.  I would be honored if
you would accept the challenge."

   "I'm not sure about this Lisa.  Paul is my good friend and taking his
wife for a romp in the hay is against my principals.  I have too much
respect for you as a woman to even consider cheating with you on your
marriage.  It would be wrong in so many ways.  I could never face myself or
you guys after something like that." Mike responded.

   "We thought about it too Mike" they both responded.  Paul continued "I'm
not thrilled about this myself but I'm resigned to the fact it's the only
way we can be happy.  No guilt, no strings, we remain friends but you would
be helping our marriage.  Lisa starts ovulating tonight.  We thought that
after I left for work in the morning you can come over here and perform the
insemination.  The whole thing will be conducted business like.  If you
prefer Lisa is willing to travel to anywhere of your choosing - a hotel
room, your apartment, our home.  Please say yes."

   Lisa spoke up, "At first it was hard for me to accept.  Paul and I had
many emotional conversations complete with tears for several days.  He
doesn't want his wife having intercourse with another man and of course I
would never think of sleeping with anyone other than Paul.  We love each
other totally but that love is what has us willing to accept this act
outside of our marriage.  Maybe we can think of it as a necessary medical
procedure."

   Mike was silent then spoke up "I don't know about this, I have to think
it over".

   "Mike, we don't have time.  Lisa should start ovulating tonight, she
needs to be inseminated in the morning." begged Paul.

   Lisa was an attractive woman that Mike had admired many times in the
past.  Her beautiful eyes, long legs, pretty face, small waist and medium
breasts always appealed to him but she was his best friend's wife.  While
he would love to be able to have the opportunity to have sex with Lisa, she
was as much his friend as Paul was.  He would never want to do anything to
jeopardize their friendship.

   Mike sat silently while the couple focused their attention on him.  They
were expecting an answer and he didn't have one.  "Ok," Mike said after
what seemed like a long while.  "You guys are tough on a friend.  I'm not
saying yes to this ridiculous proposal but I can come over in the morning
and will evaluate the circumstances some more.  What time do you want me
here?"

   Lisa answered, "Paul leaves for work at 8.  You can stop by anytime
after 8:30." With that the friends agreed to the plan or at least agreed to
plan the next moves of a plan in the morning.

   Mike left stunned by the evening's turn of events.  Lisa is a beautiful
woman but she belongs to someone else.  Why in the world would he want to
jump on her for a quickie?  She's a good friend but not that kind of
friend. Paul and Lisa have to be desperate for Paul to want another guy to
fuck his wife.  Mike couldn't imagine the degree of desperation they
apparently were going through.

    Day One When morning arrived Mike was still in a state of disbelief.
He liked women and had more than his fair share over the years but Lisa was
different.  Sure she's a young attractive woman who keeps herself in great
shape but she's married.  Married to one of his best friends.  Even beyond
all this, there is the act itself.  If he does go through with it, and at
this point he doesn't know if he will, will he be able to get hard and
maintain an erection?  The thought of sex with a good friend's wife might
be a great way to deflate any erection before the party even starts.

   At 8:30 AM he stood outside the door of his best friend's home.  Holding
his breath he pushed the doorbell button and nervously waited.  A cheerful
Lisa opened the door and let him in.  Her face was radiant, her hair
freshly brushed and hanging down to her shoulders.  She was wearing black
stretch yoga pants that looked great and a black top with a pink line
around her waist.  The top hugged her curves nicely.  What was he thinking,
this was Lisa, his friend's wife.

   Lisa said "Mike, I'm nervous.  I don't know where to start.  Maybe we
should sit down, have a cup of coffee and chat in the Living Room.  Paul
has gone off to work so it's just us here all morning."

   "Lisa, I'm nervous too.  You and Paul are my best friends.  I'm still
not sure that this is a good idea."

   Lisa poured the coffee which they each took.  Once in the Living Room
each took a seat in separate chairs.

   They talked for a while about music and the weather when Lisa stood up
and went over to Paul.  She sat in his lap and put her arms around his
torso, curling up against his chest.  Her fresh scrubbed soap smell was
intoxicating to Mike.  He could feel the soft warmness of her body on his.
That Yoga outfit was darn thin.  He didn't make a move but enjoyed the
pleasant feel of every delicious curve of a woman's body snuggled against
his chest.  They sat like this for almost a half hour before Lisa made the
next move.

   She tenderly kissed his cheek and suggested they go upstairs to the
bedroom.  Standing she took his hand as he followed her up the stairs.  He
felt like a school boy on his first date where he didn't know what to do
next.  When they got to the bedroom Lisa turned to face him and pressed her
body against his.  Mike drew his arms around her and pulled her to him. 
She felt incredibly good and also vulnerable.  He slowly slipped his hands
down over her stretch yoga pants and felt her firm butt through the very
thin material.  With a hand on each butt cheek he pulled her towards him
harder so that his pelvis was pressing into her abdomen.  He still wasn't
sure he could go through with this but her body pressed against him was
incredibly sexy.  He could feel himself getting aroused by the clean scent
of her freshly shampooed hair and her firm and fit curves more or less at
his disposal.

   Lisa looked up at him and could see his trepidation at going any
further. "It's OK Mike", she whispered as she reached up on tiptoe and
lightly kissed his lips.  With this gesture of encouragement Mike slipped
his hands under the waistband of the stretch pants and firmly squeezed the
bare flesh of her shapely cheeks.  The thin stretch material gave him the
freedom to lightly rub his hands all over her ass while still inside her
pants.  He next traveled up the bare flesh of her back under her shirt
until he reached the bra clasp.  Even the flesh of her back felt incredibly
good and sexy.  He momentarily fumbled with her bra before releasing the
clasp.

   Instinctively Lisa raised her arms when she felt her bra release.  Mike
grasped the hem of the form fitting material and lifted the shirt over
head, the bra coming off with the shirt in one movement.  He once again
placed his arms around her and placed his hands on the soft flesh of her
bare shoulders and hugged her tightly for a brief moment.  Before he let
her go he planted a soft kiss on her lips.

   Lisa reached up and placed her hands behind Mike's head drawing him to
her and kissed him back in a hungry passionate embrace.  She had thought
this over for quite a while.  She knew she only had one love in her life
and that love was her husband Paul.  Throughout the night she wrestled with
her conscience about whether kissing or any other signs of affection were
going to be a part of this encounter.  She could opt to treat this as one
step above being artificially inseminated by a medicine dropper.  She could
opt to treat Mike's penis as that medicine dropper, participating only as
necessary to grant him access to perform the task.  On the other hand she
is already going to completely expose the most intimate feminine parts of
her body to a person who is not her husband.  Should she give herself
completely to this man?  After all, Mike is not a stranger but instead a
long trusted friend.  Some studies have suggested that when a woman is
fully aroused during intercourse her body may be more receptive to the
sperm she is receiving and may increase her chances for a successful
conception.

   When morning came Lisa had fully thought through all the pros and cons
of the impending intercourse and finally decided that she would participate
fully.  She didn't have to tell Paul the understanding she had come to with
herself.  Paul could assume that Lisa passively submitted to another man's
penis for the purpose of conception and nothing further.  Since it was
their long time friend Mike she was submitting to her decision was easier
to make.  As a married couple Paul and Lisa had refrained from sex in the
few days leading up to her ovulation.  They hoped this abstinence would
increase her chances for better ovulatory response during insemination.

   With all those thoughts now behind her, Lisa completely responded to
Mike's gentle kiss.  Not having sex for the past few days also helped to
fuel her desire for intimate contact.  Her tongue pushed it's way into
Mike's mouth while her hands stroked the back of his head in a sign that
she was ready and willing for her friend to take her completely.

   When the embrace broke off the couple lay down on the bed.  Mike admired
her small firm breasts and flat tummy.  His hand softly caressed the mounds
while his lips suckled the pink tips of her nipples.  "My god Lisa, you are
beautiful" he proclaimed as his fingers now trailed across her abdomen and
continued lower over the stretch pants to find the junction of her legs. 
He rose and quickly shed his shirt and then grasped the waistband of her
pants tugging them downward.  Lisa lifted her pelvis to help ease the
.stretch material down her legs.  He softly stroked her thighs before
returning to her waist to grasp the black thong and remove it as well.

   Mike was really getting aroused by the passionate kiss and now the sight
of this gorgeous body exposed before him.  He admired the soft triangle of
her well trimmed pubic hair and the now erect pink tips of her nipples on
small milky white mounds of flesh .  He knew that Lisa was a pretty girl
but he never dreamed she was this beautiful nude.  Paul is a lucky man he
thought.  I am so lucky that I am going to get to experience what he has
been having with this woman.

   Mike quickly removed his pants freeing his very obvious erection from
it's prison.  He lay down and resumed kissing Lisa.  She responded warmly
to his advances, taking his mouth with her mouth and stroking his back and
buttocks with her free hand.  She reached around the front of him and found
his hot hard penis and grasped it firmly.  Mike meanwhile trailed a finger
between Lisa's labia, separating the lips gently and gently stroked the
damp slit from her clit to her vaginal opening.  I want to taste you she
whispered.  Mike obliged by flipping around so his cock was near her face
and his face was now staring at the gorgeous pussy he was just stroking. 
He wasted no time and parted her labial lips again but this time used his
tongue to lick up and down the glistening slit.  His teeth found the hard
nub at the top of the triangle while a finger probed the opening to her
vagina.  Lisa was very wet.

   At the sight of his penis inches from her face Lisa wasted no time and
gently cupped his ball sack while tracing circles around the tip of his
penis with her tongue.  She soon had her mouth over his shaft and sucked it
in.  While sucking and licking she could feel the warmness radiate from her
pelvis while Mike orally and manually stimulated her.

   "Whoa, careful there" he said.  It felt incredibly good and he could
just take the blow job but if he were to come in her mouth the whole thing
would be over.  He needed to slow the pace and make sure he made the semen
delivery into the correct port.

   Lisa loved sucking on Paul's penis.  It made her really passionate, one
could say horny.  Sucking a penis that thrusts in and out of her mouth
excited her to the point that she couldn't wait for that penis to be inside
her Vagina.  Now she was giving that same pleasure to Mike and it was
having the same effect of excitement and desire on her.  She wanted Mike
deep inside her Vagina in the same way she wanted Paul in her when they had
sex.

   Mike withdrew his penis from her mouth and exclaimed "if we continue
going like this the job will quickly be over.  I won't be able to hold on
much longer".  HE switched positions again but this time kissed her
passionately while his finger pushed aside the delicate folds between her
legs.  He inserted a finger deep inside her and began stroking in and out.
Soon he moved his body between her legs and she could feel the tip of his
cock now rubbing up and down her wet slit.  The penis found it's target and
soon the tip of Mike's penis entered her canal.  HE slowly pushed while
Lisa exhaled.  It felt wonderful.  She assisted by thrusting her pelvis at
his pelvis.  Soon Mike was in up to the hilt.  Damn this felt good he
thought.  He reached behind and grabbed her tiny ass and pulled her tight
against him before pulling out for a deep stroke.  Lisa cried out,
"ohhhhhhh.  Mmmmmm.  oooooooh" She was on the edge of the first orgasm of
the encounter.  It had been a few days and hard to believe but Mike's cock
was a good substitute for her husband Paul.  She felt wanton and animal
like as she moaned and thrust out for more.  He was now slamming into her
as he squeezed her buttocks hard and harder.  The crashing waves began for
her, one after another, crash, flow back, crash again.  They came so fast
and so hard that she thought she was going to black out.  from the
intenseness of her orgasm.  After a series of muffled cries she finally
cried out loud and long while digging her nails deep into his shoulders in
one final burst as she felt his hot sperm throbbing and thrusting against
the walls of her vagina.  Mike came a long time as well easily filling her
vagina and leaking down between her cheeks onto the sheets.

   Mike had the sense to raise her knees to keep her puss pointed up so
that the sticky fluid could wash into her flowing up the tunnel to the
target at the end.

   "My god, that was intense" he exclaimed.  Mike tenderly kissed Lisa. 
"This has to be the best sex for me ever.  I am so glad it was with a
friend like you Lisa." He tenderly kissed her again as the side of his
fingers gently stroked her face.  "You need to lay still here a while and
let the little swimmers try to do their job.  I must have filled you with a
gallon of cum"

   Lisa replied, "It was good for me too.  I didn't expect the sex to be
this good.  Please don't mention to Paul about how wanton I was.  Your
would think I never had intercourse before in my life.  Wow wow wow." I
didn't want to tell you this but Paul and I discussed the possibility that
you return for another session tomorrow morning.  I will be still ovulating
and feel that we can increase the chances for success by trying again
tomorrow.  Would you be able to do this again tomorrow?"

   "Why didn't you want to tell me?" puzzled Mike.

   "We didn't want to frighten you away with too many demands.  We know
this is a little out of the ordinary and we know you're a good friend we
can confide in but we didn't want to pressure you until we saw it through
once." Lisa explained.

   "So sex tomorrow is ok with your husband after we've had sex today? 
asked Mike.

   "Yes, he is OK with it but he may have the idea that it was more
clinical than what actually happened.  Please keep this part to yourself. I
am happily married and am not about to start going down the path of
multiple sex partners.  I love Paul and sex outside of marriage, even great
sex with you Mike, is not in our vocabulary." Lisa explained.

   Mike smiled, "so great sex outside of marriage is against your
principles but you want to have more great sex outside of marriage
tomorrow?"

   Lisa laughed, "well now that you put it that way, it does sound a little
crazy.  We're not supposed to be having great sex.  You're the sperm donor
and I'm the sperm receptacle.  Sometimes fun can be accidental.  Will I see
you tomorrow?"

   Mike replied enthusiastically, "If today is any indication I can't wait
for tomorrow!"

   "Don't get your hopes up too high Mike.  Today was special, tomorrow is
the unknown.  If you could fill my Vagina again Paul and I will be very
happy.  I really mean that"

   Mike got dressed while Lisa lay there and literally let the juices flow.
Out of respect for her modesty and because she wasn't a wife or girlfriend
he thoughtfully covered her with a sheet although he would love to take in
the sight of her beautiful nude body again.  She is the perfect woman. 
Pretty, fit, smart, personable and passionate in bed.  He couldn't wait
till tomorrow.

    Day 2 The next day Mike had his normal breakfast and coffee while
reading the Wall Street Journal.  He had trouble concentrating, his only
thoughts were of getting together with his friend's wife Lisa again at 8:30
this morning.  Her sexy responsiveness yesterday left him wanting more. 
She wasn't his but he had the opportunity to have her one more time.  He
was looking forward to it.  When the time came he walked with an extra
spring in his step as he reached the doorbell that only yesterday he was
fearful about pressing.  He stood in front of Lisa's front door and eagerly
pressed the button.

   Once again he was greeted by the bright eyed cheery face of Lisa as she
opened the door to let her in.  After a nice hug she gave him a light kiss
on the lips, a gesture which portended well for the morning ahead.

   "Let's get some coffee", she said.  He followed her into the kitchen
admiring another pair of stretch yoga pants she was wearing but this time a
light gray instead of black.  He could easily trace the shape of her firm
buttocks with his eyes as she walked.  he couldn't wait to ge his hands on
them later when their lovemaking began.  Once again she was also wearing a
form fitting top that accented her trim curves perfectly.  From her flat
tummy to her medium breasts and up to her shoulder length hair he was
enjoying the view and was getting aroused just thinking about what was to
come later.

   They settled into the living room sipping coffee and chatting.  Mike
asked, "how did your husband react to our encounter yesterday:" Lisa
replied, "He was OK with it.  He knows this is something we both want and
is willing to not ask too many questions about the details.  As you know
this is what concerned me the most.  He's OK with me having sex with you
for the purpose of insemination.  I'm just glad he didn't ask about how far
we went to got personally involved while having intercourse.  I'm happy
with Paul assuming I functioned strictly as a sperm receptacle.  I love
Paul very much and would not want to hurt him."

   "Come over here" Mike asked.  In response Lisa got up and settled on his
lap, curling up against his chest.  "Lisa, you are quite the woman.  Paul
is a lucky man to have you as his wife" Mike was rubbing his hand up and
down her back.  Once again he could feel her soft body through the thin
material of the yoga pants as she sat on his lap.  He could also feel the
stirrings taking place in his loins just holding this lovely woman.  While
stroking her back he noticed the absence of a bra strap.  Yesterday she was
wearing a bra under the shirt.

   Mike hoped he wasn't being too bold too early but he couldn't resist
himself when he slipped a hand under her shirt and ran his hand up her bare
back under the shirt.  "Lisa you have amazingly soft skin" he said to her
as his hand massaged her back.  In response she kissed him lightly then
maintained lip contact kissing him harder.  He took advantage of the
progression of events and reached around her front and cupped a bare
breasts under the shirt.  "No bra?" he questioned while holding the firm
boob in the palm of his hand.  Lisa laughed at this gleefully, "Not today.
I don't really need one all the time and since I knew it would be coming
off this morning anyway it was easier to leave it off." They continued
kissing and making out in the chair while his hand now freel roamed under
her shirt, cupping one and then the other breast.  His fingers pinched and
squeezed her nipples which were getting hard.  His erection was starting to
push at her bottom as she continued sitting on his lap.  "Somebody is
getting excited", Lisa playfully whispered as she felt his hardness
pressing at her bottom.  " She reached down and squeezed his hardness while
kissing him passionately now.  "Mmmmm, you're a great kisser" she managed
to barely utter during deep kisses while continuing to fondle the hard lump
between his legs.