Note: This story was dynamically reformatted for online reading convenience.
 
 This is strictly a ficticious story and not to be performed in real life as
it is against the laws to have any sexual contact with those underage.

   Many times he had fantasized about young, sweet innocents, but felt it
wrong as his upbringing was that of strict Christian background and any
such thoughts were "sinful"

   Josh was a young man now, He was in his mid thirties, nice build, with a
muscular body from all types of work.  He had big bronzed pecks and wavy
brown hair and big blue eyes that seemed to penetrate others as he gazed at
them.  Josh had a wonderful way of talking and making others feel at ease
around him.  He was great in a crowd and even better when that crowd
involved young sweet females.

   All his life, Josh had loved the beach, or really any place where girls
dressed skimpy.  He had no problem working these areas either and
remembered times when he had worked inside college dorms with insulation,
or a home that had multiple teens in it.  Being a man of handy skills, he
had had lots of opportunities to work for fine ladies and their beautiful
daughters.  This is fuel for other stories in his handy life, but we need
to get to this story.

   Josh had often fantasized about those young supple daughters and their
not so old supple moms too.  Generally e would have a little hand session
in the shower or bedroom and dismiss any thoughts of carrying it any
further.  However he had many more thoughts whenever he was at the beach.
All those hot bodies, running around in the tiniest of suits, some of them
not much more than strings with tiny patches at the appropriate areas. 
These patches never left much to the imagination since they barely covered
any of the areas they were supposed to hide.  Some of them so tight that
they actually enhanced the areas so that hardened little nipples and camel
toes were visible.

   Much of the time he would use his towel to cover the obvious hard on
that he had going back to the bath house from the beach.  This condition
was not unobserved by those very same young ladies that created it as they
knew what they were doing.  Teasing had become a big part of the life in
public and the results were varied.  Some of the girls just thought it rude
while others formulated a great deal of amusement that they could get the
results they did.

   Stephie was a young, nubile, innocent girl on the surface, yet inside
she was trying out her wares in public at every chance she could get away
with.  Her mom too was a bit of a Christian conservative so there were only
a couple of places that Stephie was able to get away with her
exhibitionism. Now at 14, Stephie had filled out quite well, her breasts
just a nice size like grapefruit halves.  Her nice tight ass was almost
perfectly shaped, she had sweet curves on her hips and sweet long athletic
legs that led to nicely shaped ankles and her feet and toes which were kept
just right with a polished finish on each toe.  Above those sweet handfuls
of breasts, there was a greatly shaped set of shoulders and supple neck
which begged to be kissed and licked followed by a sweet face with button
nose, big green eyes that sparkled like foreign waters and nice curly brown
hair on top of that.  Hidden beneath the hair were two of the most
succulent ears just waiting to be kissed and nuzzled.

   All this would not go unnoticed with Josh on the fateful day that their
paths crossed for the first time.  It was a day not unlike many others;
Josh was packing up his gear and suit to spend a casual day girl watching
at the beach.  At the same time Stephie was preparing to load up with her
mom and little sister to just "catch some rays" at the same beach.  Now,
both had been to this same beach a few times and Josh had noticed that this
"child " came with her mom once or twice, but today would be different as
Stephie would be wearing her new white string bikini today.  Her mom was
not real sure about allowing her but as teenagers go, she would whine and
sulk and finally her mom would just give in and let her go.  Neither would
know that this day would be any different from any other as they packed up
their vehicles and left for the beach and that small area that was like
private beach.  A little secluded from where the bulk of the people went
and making more space to sunbathe, swim and just hang out in general.  Most
of the people that went there regular were socialized enough to speak to
each other and not mind much else.

   On this particular day it was absolutely gorgeous, as the sun shone
brightly above the cove, the water glistened and sparkled as it moved, the
sand was warm and freshly swept so it was clean, and there were only a few
of the regulars there on this particular day.  As Stephie and her mom and
sister arrived, mom tried one more time to plead with her not to wear the
new outfit as she was concerned that it was just not appropriate for her to
dress so skimpy.  Meanwhile her little sister Megan was whining cause she
just wanted to get started and the three of them finally headed up the
beach a short distance to the closest bath house to change.

   Josh arrived very shortly thereafter and he grabbed his gear and headed
for the same bath house on the opposite side of the building.  He had to
admit that he was curious as to how much he would see today, and as he was
changing in his private stall he rubbed casually over his already swelling
member.  Thinking this wouldn't do He went into the toilet stall and rubbed
it till he spurted a good deal of sperm into the toilet , took a little
toilet paper to wipe himself and prepared to go out.

   The girls followed their mom to a nice area in the cove and set up their
blankets/towels and lotions as Josh set up just a little ways up from them.
He couldn't help but notice it was the family he had seen before an gave
them a brief smile and wave as he set up his little space on the beach too.


   He acted very casual as he sat and began to read a bit of book he
brought with him but couldn't stop the thought of glancing down the beach
just a short distance as the three females there began to disrobe form
their outer wear.  Mom looked really hot in her two piece but it was a
conservative two piece and the little 10 year old Megan was just too cute
in her one piece that just fit her torso snuggly with her tiny butt cheeks
hanging out and her small, just barely forming breasts accented by the
tightness of the suit.  There were two nice holes in the sides that gave a
little vision of the side and hip areas and accented her little curves that
were starting to form.

   What truly set in Josh's mind though was when Stephie began to disrobe.
His eyes could not look away now as she revealed that skimpy white string
bikini, accenting all her most supple body.  His mind raced as he thought
about what would happen to that whit cloth when it became wet and mostly
invisible.  He had to be somewhere close by when she came out of the water
today.  Then Josh caught himself and thought what a bad boy he was being in
his mind and tried to focus elsewhere.  His eyes, however were drawn back
to her cute teen body as she bent to lay the outerwear down and picked up
the lotion that he knew she would apply.

   Josh now had a very strong hard on in his Speedos as he watched her
begin to spread the lotion on her hands across her soft shoulders and down
her long soft arms..  He flinched as she brought her fingers back up her
side and across her chest just above her patchwork string top.  She then
applied more lotion to her hand and did the same to the other side and arm
Josh's attention was fully upon her looking over the top of his book as she
slowly did her stomach and chest area and then as she slid her fingers
around and across her wonderful buttocks.  These two were very visible as
she bent forward and the only cover was a thin patch up the middle and a
tiny triangle that barely covered the rest of the frontal vision.  So as
she greased her butt cheeks and her inner thighs, Josh thought he would
explode just watching her.

   Every now and then her mom would glance around the area and of course
Josh would glance back down at his book so as not to be caught almost
drooling over this succulent little morsel.  He wanted her to finish her
oiling so he could get his thoughts back on the proper things like girl
watching and swimming.

   As Stephie finish her long hot legs slowly, Josh thought he was ever
going to make it through the afternoon.  He was so excited he had to lay
some thing in his lap to cover the obvious large lump in the front. 
Finally Megan was pulling at Stephie to go into the water so she could swim
and play.  Both girls were accomplished swimmers so there wasn't much worry
from their mom as long as they stayed within vision of each other and of
course Stephie was held responsible for Megan's whereabouts.  Megan looked
to her older sibling for everything, in fact she idolized her older sister
enough to try to mimic everything.  Sometimes this was okay and others, of
course, it was annoying to Stephie.

   As they both ran across the small area of beach Josh glanced their way
and watched, it seemed like they were moving in slow motion to his eyes as
he took in every little detail.  Their hair flowing from the movement, and
their little tits and butts cheeks bouncing as they ran to the water. 
Josh's cock was raging against his stomach as this site kept playing in his
mind.  He decided that he needed to get into the water as well and maybe
the water would be cool enough to make his erection go back down a bit. 
So, he quickly jumped up, dumping the stuff from his lap and took a quick
jog and dive into the water.

   The water was nice and not so cold so it had little effect on his hard
on as he surfaced he found himself trying to figure where the two girls had
gone.  After a brief few moments he was able to focus on them at a little
distance near some formations in the water.  Stephie was telling Megan to
just swim and leave her be.  Josh glanced to the beach and saw the mom
apparently sleeping and he decided to swim a bit closer to see what they
were up too.  As Stephie pulled herself up on the little area of rock and
greenery he was getting close enough to see very clear, as she rose from
the water, it cascaded from her hair and shoulders and down her lean body.
He also notices that the white parts of her suit were now pretty
transparent.  He could see her pert little nipples peeking through and as
she turned the rest of her around the little patch of fine darkness that
covered her camel toe area.

   Josh could feel his erection taking shape once again, it had just
started to go down but now it was really hard.  His attention fully on
Stephie he hadn't noticed Megan was just now coming near him.  Suddenly he
felt her as she splashed behind him and turned slightly to see what was
going on.  Stephie began to correct her but he quickly interrupted saying
it was quite alright and began splashing her back.  Megan was laughing in
between the splashes and he was getting the better of her so he slowed it
down a little.  Stephie was now laughing too.  Megan began yelling to
Stephie to help her as this stranger was trying to drown her and of course
Stephie was like, what it worth if I save you.  They haggled over chores
and such for a bit and Stephie now jumped into the water to help her little
sister by attacking from the rear.  This took Josh by surprise and he
laughed and tried to attack back at both of them from opposite sides and he
was now losing the battle.  So he took a dive and disappeared for a few
moments to the girls' confusion, as he resurfaced he was splashing them
both from behind Stephie.  They were all laughing and having a great time
as Megan decided to do the same and dove undergoing right up to him and
jumping on his back.  Of course he reached behind him and got hold of her,
tickling and tossing her off.  Stephie took lead now and attacked as well,
only she couldn't get behind him and she was attacking from the side.  He
was able to grab her as she came up and grabbed him trying to lock his arms
in place so that she and Megan would have an upper hand.

   As he got hold of Stephie his hand followed her supple hips down to her
buttocks and he grabbed hold near her legs and tried to toss her off but
his fingers were on the insides of her thighs as he pushed her of his side.
She felt some light tingles as his fingers rubbed the inside of her thighs
and laughed as if he had tickled her.  Megan was trying to come in again
and he got her and threw her just above the water so as not to hurt her,
and as he tossed her easily to make a big splash Steph was now in position
again and he reached around behind him and began to tickle her as he had
done Megan.  She laughed a little but at the same time she felt something
more than the tickle.  As his fingers left her sides and tickled her thighs
trying to get a grip on her, she felt little electric shocks and let out a
soft involuntary moan.

   This sound did not go unnoticed by Josh as he though to himself, she was
really having more than just play fun.  So, he tossed Megan once more at a
little further distance this time and she stopped for a few moments to
strategize.  Now he knew he had good access to Steph as she tried once
again to conquer the invader guy, though she was also wondering just how
much more of those feeling she could get from this guy.  Those feeling were
not unlike when she touched herself in the bath at night and she wanted to
know more, much more.  So as she approached she went straight for the front
this time and surfaced as she reached his body.  She could feel his front
as she came to surface and the lump in front of his briefs, and he could
see her coming and was prepared to toss her again and yet he wanted to feel
more this time.

   Josh's fingers grabbed her by the hips as she came up even to his face
and he could feel her leg dangling down in the water touching the hard lump
in front.  He looked at her face as she looked at his and she smiled a coy
smile before wiggling around and making sure that her leg would
"accidently" bump his erection softly every now and then.  He took this for
a signal and began moving his finger as if tickling, but not so much
tickling.  Josh had to figure out what was going on here and she was
wondering how much she wanted to play this new game.

   To Megan it must have looked like a wresting match in the water as they
tussled a bit so she moved closer to the rock to watch.  Megan was laughing
at them wrestling in the water, she thought it looked so silly.

   Steph on the other hand was enjoying this little wrestling session now
as his finger began to softly tickle the inside of her thighs and then he
allowed his hand to slide "accidentally" up the center of her being as she
took a deep breath.  Josh knew it was an attempt to see how far this little
girl would go and Steph thought that it felt very much like the rubs she
had done at home, however it was much more intense with this guy.  He had
moved that hand and fingers up to her now submersed breast and watched her
reaction as they brushed the breasts casually.  She drew a deep breath once
again and let out a little squeal.

   Megan sitting on the rocks asked if everything was alright, to her it
looked as if they were still wrestling just beneath the water.  So she
asked Steph if she needed any help and her big sister just said that she
though she had him in a good spot there and to stay where she was.  With
this she reached down and raises her curious fingers across the lump in his
briefs.  Josh just froze as she ran her nimble little fingers up the rigid
pole beneath the thin layer of cloth.  He then looked at her and her at
him; he whispered that they were entering dangerous territory and waited to
see her reaction.

   Steph had a glint in her eyes and a little smirk as she reached across
under the water and grabbed hold of that lump she had felt earlier.  She
wasn't thinking at this point, just curious, so she was now feeling the
whole length, all 7 and a half inches of it.  Josh just treaded the water
and felt his hard on getting stiffer and reaching full length in her
fingers.  She was surprised to actually feel one of these for the first
time; she had noticed them before but never touched one.  He just reached
out under the water and ran his finger up the inside of her thighs once
again as she wrapped her lags around his arm.  He then ran his fingers over
the little patch that barely covered her nice tiny pussy.  She took another
deep breath as his fingers grazed bravely over her mons from the outside of
the thin material, and she blinked a few times looking at his face.  Her
smile got a little coyer as she figure tit for tat and ran her fingers up
and down his bulging outline and he moved a little as he felt the electric
tingles going through his system.  He looked at her and whispered once
again, that they were about to play a dangerous game to which she just
giggled and moved her bottom a little more towards his fingers.

   Josh moved his fingers to the side of the small patch and Steph felt
electric quivers as his fingers pushed the patch aside and touched the skin
and little hairs beneath.  No one had ever touched her there before and she
just froze eyes wide and as his fingers felt the crease up the center, she
let out another light moan.  This time though, she looked over to the rocks
to see what Megan was doing and saw that Megan had moved back toward the
spot where her mom was sleeping.  Apparently bored by their wrestling she
had decided to lay in the sun.  She whispered back to Josh that her little
sister had swam back to shore and they moved a little closer to the rocks
and little ground area so that they were no longer treading water .  They
did stay where their lower halves were still hidden by the water though.

   Josh now asked her if she would be afraid if he made her feel even
better than she did a moment ago and she just stared at him and nodded a
slow yes.  He reached over pulling her closer and said if she wished to
play some more he wouldn't mind either.  Of course she didn't know exactly
what to do so she reached down to the front of his briefs and ran her
fingers up and down it again.  He flinched a little and said that if she
was curious she could reach inside the briefs and feel the real thing, This
perked her curiosity as his fingers slid back into the inside of her
material and felt up and down her little slit, as his fingers now slid
inside the lips and really hit the inner line and up to her clit, she
moaned once again and decided to try to reciprocate.

   Steph now let her fingers go to the top of his briefs and pushed a
little at the elastic band till her fingers slid inside and she stopped for
the briefest moment and then looked him right in the eyes as she reached
the top of his hard cock.  He just stopped his fingers from moving and
looked back at her.  He began to slide his finger up and down very slowly
inside her lower lips and she followed his lead by sliding hers up and down
his shaft.  He reached forward with is other hand and rolled her nice small
breast into his hand and massaged it, she took queue again and began doing
the same with is cock This was working much better than he thought as he
would move his fingers and she would follow with hers, so he began to play
and move his fingers around her clit and as she moaned and move her hips a
little now, she rounded her fingers to the top of his cock head and moved
them in rhythm with his fingers on her clit.  He also played with her
nipples and she swooned as her breath came in short gasps.  He could feel
his balls welling up too knowing full well that he would soon be exploding
in her fingers.  He began to speed up his manipulation of her clit and
watching her spasm with each tweak.  Her fingers danced gently on the head
of his cock as well.  She was taking short breaths and feeling like waves
were flowing through her body.

   He moved his fingers down to the entrance to her center and left his
thumb on her little clit, she gasped a little more and let her body
experience the wonderful feeling that was running through it.  He could
feel his cock swelling to the almost expert way she was manipulating his
cock head and feeling the juices begin to rise through it.  As he began to
release his juices his small finger entered her hole and he pushed in till
he felt the resistance of the membrane there.  And he moved his thumb over
her clit a little faster, the waves began to flow more and more and then
she took a really deep breath and then a huge sigh of release as the tidal
wave flowed throughout her entire body, every nerve ending was tingling,
she felt as if she would totally pee herself and there were juices coming
out of her but it wasn't pee.  Josh still felt his juices releasing also
into her finger which now felt kind of sticky even under the water.  She
looked into his eyes as she took a few more breaths and let go one more
sigh.  The tidal wave was ebbing now but she would never forget that
feeling that just went through her entire being.

   He leaned in to her and her into him as he gently kissed her on the
lips; she wasn't sure what to do at this point either.  He began to let his
tongue follow the outline of her lips and she slowly let him kiss her and
began to follow with her tongue on his.  The kiss, like the fingers were
well followed and she began to kiss back in earnest.  Suddenly he realized
that they had been gone for a while just out of sight of the mother and
Megan, so he broke the kiss and told Steph they really should be swimming
back to their spots.  She was a little reluctant to go back but agreed she
needed to check in with her mom.  She told him that she wanted to play more
next chance they had; He agreed that it would be something he would like to
follow up on too.

   They talked for a few more moments and agreed to sneak away later and
headed back to their places on the beach.  Josh went back to his blanket
and toweled himself off and she returned to her mother and sister to lay in
the warm sun for a while...Her mother only asked that she check in a little
more frequently and Megan seemed to know that the guy in the water was not
up for discussion.  Though she did whisper to Steph that she wanted to know
what happened and they agreed to talk later.

   Steph lay back and closed her eyes for a little while just thinking of
all that had happened, she had let a man touch her in places she never let
anyone touch her, she had made his thingy spit in her fingers, they had had
a lot of interesting moments out there in the water and finally she thought
about that feeling like a tidal wave going through her body and the little
waves before and after.  She wanted to know and feel more, all these
thoughts made her feel so excited and shiver with anticipation of another
adventure.  She lay there for quite a little time thinking of all the new
feelings she had and began to plan how she would get away again later. 
Later that afternoon she would get away again as would Josh, but that's
another story....