Note: This story was dynamically reformatted for online reading convenience.
 
 Neddrik walked down one of his city's seedier arteries; the one that was
lined with more homeless than any other, and more filth caking the
sidewalk. He carefully avoided stepping in a large murky puddle and entered
the nearest dimly lit establishment.  The mostly broken neon lights hanging
over it's entrance gave it the name 'Roadie's'.

   Inside, Neddrik found the usual irascible bartender looming glumly
behind the counter.  The dull colours he wore blended perfectly with the
wall behind him, perhaps as a device to catch would-be burglars unaware,
Neddrik thought, and smiled.

   "Hey sunshine, what're you having?" the gnomelike barman asked.

   "Scotch on the rocks," Neddrik said, turning away to eye the other
patrons.  He noticed a large-breasted barmaid carrying a tray of drinks to
one of the phalanx of tables on offer.  She had her blonde hair tied back
in a ponytail, and a low cut blouse showing plenty of cleavage.  Neddrik
looked on with a grin.

   The sound of glass sliding across poorly varnished wood informed Neddrik
his drink had arrived.  He knocked it back in almost one go, and gave a bit
of a wheeze.  Since taking the role of claims investigator for an insurance
firm he had for one reason or another, began drinking; and letting the
stubble on his face grow.  He placed the glass down as the barmaid noticed
him and approached.

   "So you're Neddrik, right?  The one Jack spoke to on the phone?"

   "Yeah, sure am," he replied.  "I'm here to find out whether Jack was
telling the truth.

   ""Well, I guess you'd best come with me," she said, and led him off
outside.  They climbed into her car, which was far too small and slow for
Neddrik's taste, and soon had arrived and the home of Jack and Lucy, the
scene of a recent fire they had claimed insurance upon.

   Neddrik walked around after Lucy to the back of the house where a pile
of charred timber lay.  Neddrik immediately picked up on the smell of burnt
petrol fumes.

   "Well, here it is," Lucy said.  "I'll leave you to have a look while I
go get changed." She walked off back to the house and Neddrik watched her
every step of the way, his eye's on her thighs and buttocks under her red
work-skirt.  Yeah, I'd sure like some of that, he thought to himself.

   Looking around the site of the fire, Neddrik reached the conclusion that
it had been deliberately lit.  He could see a pattern around the remains of
the shed that had burnt, a circular shape cut in the remaining grass that
could easily have been the area gasoline was poured.  And he did not forget
to take into account the somewhat dubious excuse for the fire's existance
in the first place: she claimed that it had been struck by lightning during
a recent storm.  While the storm had occurred, as he'd checked with the
weather bureau, the lightning activity in Lucy and Jack's area had been
minimal.  Further consideration on the behaviour of lightning led Neddrik
to become certain that he was dealing with a faker.

   He slid open the glass door to their house quietly and looked around for
signs of Lucy's whereabouts.  At first silence dominated the house, but
soon he heard the sound of cabinet doors closing in a room down the hall.
He walked steadily down and opened it without knocking.

   Lucy startled, taking a step back and dropping the pair of ear-rings in
her hands.  She was dressed in nothing but her underwear; her clothes for
the day were laid out on her bed.  The underwear was white silk lingerie, a
two piece bikini that bairly covered the areas it was assigned to.  Lucy
stared with wide eyes at Neddrik, but he thought he could detect an air of
excitement about her.

   "You're lying," Neddrik said calmly and firmly.  "That fire was
deliberately lit."

   "Uh..  um..  my boyfriend, he just wanted extra money..."

   "Yes, yes.  I know the story.  Are you aware that what he did is a
crime?"

   "Well..." she began, and all at once a sly smirk was across her lips. 
She brushed one strap of her light silk brassiere off her shoulder and
smiled at him invitingly.

   He stepped over to her and placed his hand on her large rotund breast.
He rubbed it in a circular motion and then reached under the bra's covering
and felt the nipple and the soft smooth skin around.  In one motion he
raised the brassiere off her head and she let it drop behind her.  The
creamy skin of her large firm breasts was entirely exposed.  He decided to
turn his attention southwards and put his hand down the front of her
underpants.  He felt a little neat tuft of pubic hair and then the thick
labia beneath, hot and excited.  She let out a brief cooing sound and
closed her eyes when he stuck his index finger inside her, feeling how
lubricated her excitement had made her.  Deciding he had had enough of
this, he knelt down in front of her, so as to be almost level with her
nether regions, and downed her knickers in one quick swipe.  They had
become slightly stuck to her and were showing the indentation of her
pussylips.  Holding her around the hips and gently cupping her supple
buttocks, he leant forward so close that he could smell that scent of the
excited female on heat, he ran his tongue up the length of her slit.  She
made a noise akin to squealing.  He repeated this action, until his tongue
was coated in her juices and he could taste nothing but her.  Her outer
organs only got more red and ready until he decided he was ready too. 
Picking up Lucy's slight frame and lying it onto the bed in front of him,
Neddrik unhooked his pants and lowered them, followed by his boxer shorts.
He stood and watched Lucy.  She was looking with desire at his hard sex,
easily 10 inches in length and standing bolt upright.  She licked her lips
and rolled around naked with desire, clearly wanting it in her, up her,
drilling into her harder and harder.

   "Please," she whispered.  "Please."

   "I want you to show me how much you want it." Neddrik said, and Lucy
quickly obeyed.  She reached one slender white hand between her legs and
quickly began playing with herself, digging her long-nailed finger inside
her frantically.  She had to orgasm, and Neddrik could tell.

   "Ok, I'm convinced." He said, and quickly jumped on top of her and
climbed aboard.  With amazement he found she was even more lubricated with
her own juices than before, almost too lubricated, but soon he had his
thick hard member up her and was fucking her hard enough to make her
scream. She had tears in her eyes as she squealed yes, yes, yes and 'fuck
me like the whore I am' until eventually she yelled out one long ode to her
final release.  When she was done Neddrik stood up and looked at her
still-quivering figure, and the mess below her.  It was as if a dam had
broken inside her.  The bed was flooded.  Pulling a tissue from a box
nearby, he wiped away her fluid from the shaft of his member.  And did up
his pants.  She looked at him and said, "That was..  amazing."

   "I know," Neddrik answered.  Without saying another word he pulled his
pants back up and left.  The insurance company would hear about Jack and
Lucy's false claim in the morning.