Note: This story was dynamically reformatted for online reading convenience.
 
 This story goes back to when I was a student, 19 years old and desperate to
find somewhere to live before the tenancy on my old digs ran out.

   I guess I wouldn't have given the Johnson's advert a second look if I
wasn't desperate, but desperate times lead to desperate measures and so I
found myself looking at the spare room in Mrs Johnson's 3 bedroom terrace
in a run down street in an un-fashionable part of town.

   Mrs Johnson, or Michelle as she introduced herself was a single Mother
to a school-age teenage girl, and I had the feeling that she desperately
needed the money for the room as she seemed to be trying overly hard really
sell the benefits of what was obviously a hard to rent place.

   I think her strategy was to over compensate for the room by being as
friendly and chatty as possible, and I have to admit that I was warming to
her despite the poor credentials of the accommodation.

   After showing me the small bedroom, she asked me if I wanted to stay for
a coffee and we both sat in the living room making small talk.  After a
couple of minutes her daughter came home from school and her Mother
introduced her as Ruth.

   Ruth was still wearing her school uniform, and seemed a pleasant and
well behaved girl if maybe a little bit nervous.  As she was telling me
about herself and her studies at school she kept on glancing nervously at
her Mother, and I could see that the two of them had probably had 'a little
talk' earlier that day, and that this was almost certainly Ruth's best
behavior.

   Ruth was a slightly plain girl, though not unattractive she had what I
would class as a bookish look to her.  She had brown hair, pale freckled
skin and sensible glasses.  She was perhaps ever so slightly plump, but in
the 1st flushes of youth she carried it well and I felt a stirring as my
thoughts led me to places they shouldn't have.

   It must have been obvious what I was thinking as a sudden blush appeared
on her face, and I quickly tried to think of something else.

   Embarrassingly Michelle smiled at her daughter's blushes, but then asked
her to go upstairs while we talked about money.  Obediently Ruth went up
the stairs and I agreed to take the room, and move in the very next day.

   The next day was a Saturday, and with the help of some friends I moved
all of my meager possessions into the spare room of the Johnson's house.

   It was a bit strange living with another family for the first couple of
days, but after a while I started to feel settled enough to join Ruth and
her Mother in the lounge to watch TV in the evenings.

   I soon came to realize that Ruth was starting to develop a bit of a
crush on me, as I caught nervous glances every now and again.  I have to
admit that although she was too young for me, I still felt the attention
flattering.

   She was incredibly obedient, and whenever her Mother asked her to do
something she did it without moaning even when she was in the middle of
watching her favorite shows.  At the time I wondered what her Mother's
secret was in bringing up such a well behaved daughter, however over the
next few weeks I was soon to learn exactly why Ruth did as she was told.

   I think the first time I started to get an inkling that Ruth was not
treated in the same way as most girls her age was when I came in to hear
her Mother's raised voice in the kitchen.

   "RUTH!  You WILL do your homework NOW!  Do you remember what happened
last time?" Ruth replied in a nervous voice: "Yes Mommy, Sorry Mommy'

   I had never heard her call her Mother 'Mommy' before and I guess she did
it to try to appease her for not living up to her normal standards. 
"Right, well if you expect to sit down comfortably for the rest of the week
I suggest you get onto it straight away!"

   Listening from the lounge my cock twitched with the sudden realization
that Mrs Johnson was talking about spanking!

   Now spanking has always been a bit of an obsession with me, and actually
hearing a young girl being scolded and threatened with a spanking really
started to push my buttons.  I almost bumped into Ruth as she came out of
the kitchen as I headed for the stairs, and she immediately blushed a
bright shade of red from the knowledge that I may have heard exactly what
was threatened.

   That night I couldn't help thinking about what it would be like to be in
the house at the same time as Ruth was being spanked, and although I liked
Ruth and knew it was wrong I couldn't help but hope that I would at least
get to hear it going on.

   A couple of weeks passed and just as I started to resign myself to the
fact that I wouldn't get to hear Ruth being spanked, things suddenly and
surprisingly took a turn for the better.

   It was the days of Ruth's school report, and apparently it had not gone
well.

   I was sat in the lounge when Ruth was summoned into the kitchen, at
which point her Mother started to lecture her in an extremely strict and
no-nonsense voice.

   "Ruth Johnson, this is SIMPLY NOT GOOD ENOUGH!"

   "You cannot have been working hard enough!  It says here that you talk
too much, mess around, and don't seem to be able to focus properly"

   This was a surprise to me also, as I had assumed that Ruth was as well
behaved at school as she was at home, but it seemed not.  For the first
time in the short few weeks that I had known her, Ruth tried to stand up to
her Mother.

   "I tried!  I really did!  I don't know what he's talking about!", and
with that the door opened and she angrily slouched down into the couch next
to me.

   My pulse quickened, surely this was the moment I had been waiting for?

   Ruth's Mother came into the lounge, and in a cold stern voice said:
"Right, do you want Mathew to see exactly what happens to you when you are
naughty?"

   My pulse quickened and by now my cock was straining at my pants.

   Ruth's face went scarlet with embarrassment as she quickly tried to back
down "No, sorry Mummy, I promise to work harder"

   Michelle was still angry and seemed to be determined to embarrass her
daughter as much as possible

   "Right, I thought so" "Now, why don't you tell Mathew what happens to
naughty girls in this house?"

   "Mom, please!  This is embarrassing!" said Ruth in a trembling voice and
on the verge of tears.

   "Do it NOW, or maybe we should show him?"

   This was really too much, I kind of felt embarrassed at the weirdness of
the situation, but on the other hand found the whole thing incredibly
arousing.  Ruth's acute embarrassment only made it more exciting that she
was going to have to admit to being spanked.

   In a trembling voice she began to talk.  "When ....  when I'm
n..naughty" she stammered

   "Mom smacks me"

   It was at this point that I realized that Mrs Johnson seemed as almost
red in the face as her daughter, and the possibility that she was getting
some kind of vicarious thrill out of talking about spanking suddenly dawned
on me.

   She was not finished yet however, and continued: "That's right, and tell
Mathew exactly how Mommy smacks you"

   Ruth looked like she wanted the ground to open up and swallow her, but
was clearly terrified of saying or doing anything that would result in her
Mother actually giving her a spanking rather than just talking about it.

   In a trembling quiet voice she replied: "When ...  when I'm n..naughty
Mommy makes me pull my knickers down, bends me over her knee and smacks my
bare bottom"

   This was like all of my weirdest fantasies come true, and I could barely
believe what I had just heard Ruth say.  My erection was so hard it was
painful.

   Mrs Johnson seemed satisfied that she had humiliated her daughter
sufficiently and went back into the kitchen to prepare their evening meal.
For a couple of minutes Ruth and I just sat there watching TV, but I was so
aroused that I decided to talk to Ruth about it to try and prolong the
whole erotic weird evening.

   "So, Ruth, does your Mom really spank you?"

   Ruth, who's color had not returned to its normal shade squirmed
uncomfortably next to me on the couch and looked at me.

   "Please Mathew, this is so embarrassing, can't we talk about something
else?"

   Not wanting to let the subject drop I pushed further.  "So I guess that
means yes then?  Even at your age she spanks you like a naughty child?"
Ruth was by now back to her bright red shade.  "Look, please please don't
tell any of my friends.  She said it to embarrass me in front of you, she's
always threatening to do it, but never actually does it."

   I swear to this day that I hadn't planned things to turn out the way
they did, but just as Ruth had started speaking I caught a glimpse of Mrs
Johnson listening behind the slightly open kitchen door.  She calmly walked
in, and a look of horror appeared on Ruth's face.

   In a cold stern voice, Mrs Johnson put her hands on her hips and started
talking to Ruth.

   "Right, despite what happened a few weeks ago I hear that you think I'm
all threats and no action?"

   Ruth looked like a cornered animal "I'm really really sorry Mommy, I
only said it because I was embarrassed!  No one gets their bottom smacked
at my age!  No one!"

   "If you think that was embarrassing, you haven't seen anything yet now
STAND UP!"

   Ruth shot to her feet.

   "oh God, please no, you can't, please!"

   I just sat there rigid, sexual arousal coursing through me, and my
erection rock hard and straining at my jeans.

   "Erm, maybe I should leave" I said out of what I thought was what was
expected of me, though desperately hoping I could stay.

   Unbelievably Mrs Johnson actually looked at the bulge in my jeans and
smiled.  "I think Ruth deserves a little embarrassment for the way she has
behaved.  Would you mind staying here for a few minutes?"

   "Erm OK" I croaked back.

   "Now Ruth, where was I?  Oh yes, you told Mathew that I wouldn't
actually spank you?"

   "Mom, please!"

   In a cold calm voice Ruth's Mother replied "Take off your skirt, and put
it on the chair"

   Tears of humiliation started to fall down Ruth's face as she unzipped
and then removed her skirt.  It was the summer and she wore no tights, so
revealed a pair of pale shapely legs for the 1st time to me.  Her blouse
was short and didn't even reach the top of the plain white knickers she was
wearing so gave me a perfect sight of her shapely bottom.

   Mrs Johnson then went into the kitchen, brought a chair in, placed it
next to the couch and sat down.  "OK, NOW LOOK AT ME WHEN I AM TALKING!"
she said in a very no nonsense voice.

   Ruth turned round, now facing both me and her Mother with her hands in
front of her crotch.

   "You young lady are going to get a good bare bottom spanking, now pull
your knickers down and place them on your skirt"

   Ruth gasped "WHAT!  You can't make me pull my knickers down in front of
Mathew!  You can't!  Please No!" she pleaded but to no avail.

   I felt like I was going to faint with excitement "Do it NOW, or the top
half comes off too"

   Ruth turned away from the 2 of us, and with trembling hands slowly
pulled down her knickers and placed them on top of her skirt.  In shock I
gazed at her young naked buttocks, full and slightly plump but firm and
young looking.  "Turn around" Ruth turned around, placing her hands
directly in front of her crotch to avoid showing anything more than she had
too.

   "will you stand up straight!  And put your hands by your side" With that
Ruth burst into tears "Mom, please, this isn't right, PLEASE!"

   "Not good enough, you should have thought about that before lying to
Mathew about not being spanked.  I want to show him exactly how much of a
lie that was.  Now!  Hands by your side, or your top comes off and I spank
you naked!"

   With that Ruth finally gave in, dropped her hands to her side and
exposed her young pussy to my greedy eyes.

   I felt like her pussy was the most gorgeous thing I had ever seen.  Only
lightly covered with downy brown hairs I could clearly make out the slit
peaking between her thighs.  As I sat openly staring at her daughter's
pussy, Mrs Johnson continued the lecture as Ruth gently wept at the
humiliation of showing her most private parts to a boy.

   When Mrs Johnson had finished her long scolding, she took the chair and
placed it about 8 feet away from me at a side ways angle, sat down on it
and told Ruth to come over to her side

   "Right!  I think Mathew should be able to get a good look at the show
don't you Ruth?" she said

   Ruth's sobs became even louder and she seemed on the verge of losing
control

   "No no no, please Mommy, do it upstairs, please!"

   Mrs Johnson again looked at me, gave me a slightly knowing smile, then
grabbed hold of Ruth and bent her over her knees.  Because of the angle
that she had placed the chair in, Ruth's pale legs and plump bottom where
was almost directly in front of me.

   As her Mother started to spank her daughter the sight of her bouncing
red buttocks with pussy lips peeking between almost made me lose control.
"You!" SPANK!  SPANK!  SPANK!  "Will work harder!" SPANK!  SPANK!  "and
will not LIE to our guest" SPANK!  SPANK!  SPANK!

   Mrs Johnson continued to spank her daughter for what seemed like an age
as I just stared at what was happening in front of me.  Occasionally Mrs
Johnson would look my way and smile again, perversely excited that I was
ogling her daughter's naked backside.  This was just too weird!

   And then, finally it was over "OK, you can get up now Ruth"

   Ruth climbed up off her Mothers knees.  Tears streaming down her bright
red face she placed her hands in front of her crotch and asked her Mother
if she could go upstairs.

   "Not yet, turn around and face Mathew, put your hands on your head and
apologize"

   Ruth was in no position to argue and did what she was asked.  Putting
her hands on her head pulled her blouse up almost at far as her belly
button, and I was again treated to the site of her sparsely haired slit
directly in front of me.  I stared at it, then made eye contact with the
humiliated girl in front of me.

   "I'm sorry I lied to you Mathew, please forgive me"

   "OK" I croaked

   And with that Ruth went upstairs and it was all over.  I excused myself
and went upstairs to my small room, where I replayed what had happened in
my mind and quickly came to one of the most explosive climaxes of my life.
   To be continued ...