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 A VERY NICE LIVING ARRANGEMENT

   I have a very nice living arrangement.  I share a house with 3
exceptionally attractive women, and , lately certain fringe benefits have
manifested themselves.  How this came to be is a study in very interesting
social dynamics.  As for me, I couldn't be happier.

   I'm Jack--An attorney, 40, single and fairly well off.  The only
negative is that I do have to travel a lot.  I recently decided to buy a
house.  It was really too much money, but it was a great house, and I was
looking for an investment that could also double as my residence.  The way
this house is laid out, it has a set of 4 independent suites which are
bedroom-sitting area-bathroom suites sharing a common kitchen, living room
and family room.  It sits on a one quarter acre lot close to downtown Hill
Valley.

   I put ads in the paper for lodgers who would rent out a suite.  That way
I could live there and cover the mortgage, living essentially, rent free.
The ad had barely run for a couple of days when Cindy, Helen, and Laura
showed up, literally on my doorstep.  They knew each other from this health
club downtown where they worked out, and they were looking for a good place
to live where they could share expenses.

   They were, as I said, very attractive.  That health club must have been
a factor.  Laura was a short haired brunette, slender with long legs, about
5'8".  Helen was auburn haired, almost red in fact, straight, shoulder
length---5'9" with a voluptuous figure.  Cindy was a perky blonde, about
5'4", with a bright smile and an almost perfectly proportioned body, like a
dancer's.

   We chatted a bit.  The girls were in their late 20's, although I think
Laura was pushing 30, single, and worked at various professional jobs
downtown.  They seemed polite, amiable and serious about finding a living
arrangement that would save them money.  And, they loved the house.  They
oohed and ahhed over the spacious suites, the large kitchen and the
comfortable family room.  We had a deal, it seemed.  Several days later
they were all moved in.

   At first all went smoothly.  Everyone understood that the common areas
had to be kept clean, and that we all needed to pick up after ourselves. 
Also, privacy had to be respected and the noise had to be kept down when
people were trying to sleep.  Little by little, however minor irritations
began to crop up.  I didn't see a lot of it because of my travel schedule,
but I heard second hand about complaints.  Helen couldn't sleep because
Cindy played the stereo too loud.  Laura made a meal for herself and left
everything out on the counters.  Helen borrowed a pair of earrings from
Laura without asking.  The list went on and on it seemed.

   One night we all sat down to dinner and this topic came up.  Everyone
agreed that they all liked the arrangement but that everyone needed to be
more responsible about things that got on other peoples nerves or made work
for someone else.

   "Except Jack", said Cindy, "He's never here".

   It was true.  I just wasn't around much, so I didn't contribute to the
mess.  My cases were keeping me on the road.  We were all getting a little
tipsy when Laura opened a very interesting discussion.

   "Well, in my old sorority we had a system for dealing with this", said
Laura, after we had uncorked the third bottle of wine.  Everyone was all
ears.  "We kept a demerit chart and if you broke a house rule, that was one
demerit.  There was a reckoning every other week on Friday night, and if
you had more than 5 demerits, you got it."

   Got what we all asked?

   "A really good spanking, that's what!" said Laura.

   Everybody said you've got to be kidding.

   "No lie", said Laura, " We would appoint a sergeant at arms for the
night, someone who had no demerits, and she would do the honors.  It was
then skirts up and pants down for a bare fanny licking with a thin paddle
that stung like blazes.  Five demerits got you 10 swats and each one after
5 got you 5 more.  Nobody ever had more than 7 and I only saw that twice in
3 years."

   We were all dumbfounded.  Really?

   "Really, its not such a bad idea", said Cindy.  "We had house chores at
my house, and if you repeatedly failed to do them, or if you were rude or
snippy to the point where mom or dad had had it with you, it was off to the
rec room ".

   What happened in the rec room we all wanted to know?

   "A date with the ping pong paddle, over mom's knee, with panties at
half-mast, and boy, could mom spank!  She did quite a job on me, my sister
Sally and Tom my brother until we were about 16."

   "Hey, you'd never know it, but I grew up on a farm," said Helen." The
chores had to get done and I had to mind, or I'd be cutting my own switch."

   Cutting your own switch?  We said.

   "Yeah.  I'd have to take a knife and go out back and cut a switch off of
the peach tree.  Then it was into the barn to meet mom.  I'd peel down my
jeans, bend over a stool, and mom would switch me until I was bawling."

   What about you, Jack?  They all wanted to know.

   "Sorry girls, no lurid tales of childhood punishments.  My parents
didn't believe in that stuff and I never joined a fraternity.  So I guess I
am as yet, unspanked".

   "We could fix that", said Cindy.  They all giggled.

   "Seriously though," said Laura, "the problem is us girls-Jack's almost
never here.  We do need to do something.  We like living here but we need
to pick up after ourselves, be a little more considerate.  And we need some
kind of sanction if we don't.  Otherwise we'll all end up at each other's
throats."

   "Do you have a suggestion?" offered Helen.  Laura thought for a minute.

   "Yes I do...a modified version of my old sorority system."

   "You mean....spankings?" said Helen.

   "Yes I do", said Laura.  "It sure worked at the Sigma house.  A well
warmed bottom was a real incentive to proper behavior.  And I think we
should elect Jack as sergeant-at- arms."

   "Well...we could try it", ventured Helen.

   "I know a licking never did me any harm." Said Cindy, "Sometimes I
actually felt like I just needed one, you know ,sort of an emotional
release."

   I was incredulous.  Here were my lodgers talking about a very juvenile
punishment for adult women like it was the most natural thing in the world!

   "Well," Laura continued, "Lets ask Jack.  Jack, how about taking the job
of sergeant-at-arms and keeping three sometimes flighty girls in line? 
We'd settle on demerits by consensus and in the event of a conflict you
could decide.  Once every two weeks we'd meet and settle up."

   "Settle up how"?  I asked, nearly choking on my wine.

   "How about with a good old fashioned spanking.  Just your hand and our
butts.  Nothing too brutal, just a sharp shock to the system to keep
harmony in the house."

   "I think it might work", said Cindy.  "We would all be more responsible
if we knew what the penalty was for sloppiness and rudeness."

   "I'm willing to try too", said Helen.  "We need more cooperation around
here, and any system has to have some teeth in it to make it work."

   "Well, Jack," they all said, "what do you think?"

   "Let me get this straight.  You all are going to draw up a list of house
rules.  If somebody breaks one you will tell that person and she will
either accept a demerit or not.  Once every two weeks we settle accounts by
me giving anyone who has more than, say, 5 demerits, a good spanking.  In
contested cases I decide if the demerit is justified.  Is that about it?"

   "That's what I had in mind," said Laura."There are a few details to be
worked out, like, clothing perhaps."

   "Ooh..it would be embarrassing to get a spanking from Jack" said Cindy.
"We should at least be able to have on PJ bottoms or workout shorts."

   "No good", said Helen, "he's only going to use his hand, he's got to see
what he's doing."

   "I reluctantly agree," said Laura.  "My mom said spankings were not
really effective unless given on the bare bottom, and she was an expert. 
Girls, looks like we will have to just grin and bare it."

   Wow, I thought, this was really intriguing.  I hoped the girls didn't
notice the beginnings of a bulge in my pants.  I had definitely noticed the
nicely rounded derrieres of all three girls before, and the prospect of
having them bared and across my knee for a spanking was arousing, to say
the least!

   "I accept, girls.  If this is what you want, so be it.  Here's how we'll
work it," I said, feeling like I should take some control.

   "You 3 decide on a list.  I may add some things 'cause its my house. 
When somebody breaks a rule, you call it to that person's attention, and
they will mark it down on a special board that will hang in the kitchen. 
If there is a dispute about it, each party will write down a note about it,
and I'll decide what's to be done.  I may award demerits for frivolous
accusations, so don't try to game the system.  Every two weeks, my travel
permitting, we will settle up.  We will dine together on Friday night-by
the way the "condemned" should be limited to 2 glasses of wine-and after
that we will go to the family room.  Anyone due for a spanking should
change into, oh lets see, a short nighty, and present herself for a
tanning, which everyone else will witness.  Everyone ok with this so far?"

   Three heads nodded yes.

   "Whoever gets it will lay across my lap.  When she is in position, I
will pull her panties down and start spanking."

   "Uh, Jack, how many smacks will we get?" said Cindy.

   "Well, I don't know," I admitted.  "how many spanks are there in a good
sound spanking?  Does anybody know?"

   The girls thought for a minute, then Laura said, "Since you are using
your hand only it should be more than 50 or 60.  Probably more than 100.  I
don't know.  My mom used to spank me too, but she did it by time.  We had a
three minute egg timer.  When any of us kids were due for a licking, she'd
put us over her knee, pull down our pants and start the timer.  She'd spank
us until it timed out.  That three minutes seemed like forever but it
wasn't so severe that we weren't laughing and playing again a couple of
hours later."

   "That sounds reasonable to me," I said.  "If there's no objection, I'll
go invest in a three minute timer.  Now what about the number of demerits?
It seems to me that 5 over a period of two weeks is ok for a threshold, but
there should be a penalty for more."

   "I think Jack should use more than just his hand if there are more than
5 violations," ventured Helen.  "How about this...6 demerits and you get 10
with a belt on top of the spanking...7 demerits gets you 10 with a paddle
on top of that."

   "I've still got my sorority paddle," said Laura.

   "It sounds fair to me," said Cindy.

   "I'm in," said Helen.

   "We're all agreed then?" Serious nods from all three indicated assent.

   Like any new venture, a diet, an exercise plan, a new resolution, the
system worked perfectly for a month.  There were a few demerits here and
there that the girls graciously agreed to, but everyone toed the line and
there was peace in the house.  But little by little the dike began to
crack. A few weeks later I arrived home from a week's worth of depositions
in Dallas on a Thursday to find the board littered with demerits.  Cindy
had 5 and Laura had 6.  Helen had 7-but there was a note contesting one. 
It must have been a rough week.

   "Ok, tomorrow night," I reminded everyone.  Heads nodded glumly at this
news and a few hands unconsciously reached behind as if to protect tender
buns from the approaching chastisement.

   When I arrived home from the office Friday night, I was surprised to
find the table set for a candlelight dinner.  On the coffee table in the
family room was a broad leather belt and Laura's sorority paddle.  As if on
cue the girls entered the room.  My jaw dropped.  All three were clad in
shorty nightgowns made of silky or sheer material that left little to the
imagination.

   "We thought we'd dress for the occasion," said Helen, "hope you don't
mind.  What do you wear to a spanking anyway?"

   Did I mind ?  What to wear indeed.  Apparently, not much.

   To my surprise, dinner was cordial.  No one would have guessed what was
to transpire later.  I worked hard to keep my eyes off of lovely breasts
with hardened nipples visible against the sheer nighty tops.  I even
admonished Cindy when she reached for that third glass of wine.

   "Remember my rule, only two glasses.  We don't want to dull your
sensitivity to what is about to happen."

   Cindy shifted uncomfortably in her seat.  "Yes, sir" she said in a small
voice.

   When dessert was winding down, Laura finally spoke.

   "Well, I guess its time to pay the piper, girls.  No use delaying."

   Helen and Cindy sighed and said something like we might as well get it
over with.  We rose from the table and I followed three twitching pairs of
bottom cheeks barely concealed by sheer thin panties into the family room.

   "The first item of business is Helen's contested demerit for leaving the
kitchen a mess on Sunday.  Sorry Helen, my ruling is that a last minute
date does not absolve you of having to clean up after yourself.  That makes
7.  Looks like you get the full treatment.  We will proceed in order,
fewest demerits first, I guess.

   Seating myself on the sofa and patting my thighs I said: "Cindy, if you
please".

   Cindy meekly approached my right side and climbed across my lap,
stretching out on the sofa.  This allowed me to position her bottom
squarely across my lap so that her pert rear cheeks jutted up delightfully.
I flipped the nighty high up on her back and slipping my fingers into the
waistband of her panties tugged the flimsy garment to her knees.  She was
now nude from shoulders to knees and what a sight it was.  For a small girl
Cindy had a full peach-shaped bottom that now quivered in expectation.  I
patted her buttocks a few times and said to Helen:

   "Start the timer."

   Helen flipped over the hourglass timer and I delivered a hefty smack to
Cindy's right bottom cheek.  Smack!  Left cheek.  Smack!  Center.  Cindy's
bottom wiggled with each smack which left a red handprint.  I got into a
rhythm.  Smack!  Crack!  Smack!  Crack!  Whack!  Spank!

   Cindy wriggled and oohed and aahed as I administered smack after
stinging smack to her bare sit spot.  I varied the tempo, sometimes
smacking in a steady cadence, sometimes pausing and delivering a brief
flurry of spanks.  Cindy's bottom turned pink, then hot pink, then light
red as my hand continued to smack the jiggling fanny.  She began to yeouch!
with each spank and flutter her feet.  Smack!  "Owww!" Smack!  Right across
both cheeks.  "Ouch!" Smack!  Left cheek.  "Yeowwww".  As the sands were
running out, she seemed to droop, relaxing her upper body and pushed her
bottom up to meet my descending hand.  With a last smack!  Smack!  Smack!
The sand ran out.  I patted her fanny and said, "ok you can get up.  You're
done." To my surprise she threw her arms around me and kissed me full on
the lips.  She said "Thank you Jack" and kissed the palm of my hand with
which I had chastised her.

   As Cindy got up and pulled up her pants, I motioned to Laura.  Laura
gulped and climbed over my knee.  Another pair of flimsy panties descended
to knee hollows.  Laura was slender but she had a very nice butt, well
proportioned and round.  I gave her a sound spanking that left her gasping
and wriggling and that cute hiney bobbing up and down and glowing red. 
When I let her up she jumped up and down rubbing her rear end for a moment
before giving me a kiss.  I decided to finish the spankings before
proceeding to the more serious punishments.

   Helen was last.  Helen had a slender waist but a gloriously full pair of
very shapely bottom cheeks.  Those cheeks wobbled with each stinging smack
as I spanked her just as hard as the other two.  Because she was a redhead,
her creamy white skin reddened quickly as my handprints merged into a fiery
hue on her delicious sit spot.  Helen ouched!  and yelped as my hand
smacked her wiggling bare fanny with gusto.  When I was done, she knelt
between my legs and placing her hands on my face, pulled me to her and gave
me a deep and passionate kiss.  I was surprised at this reaction from all
three.  After all, I had just given each of them a pretty stinging spanking
in a humiliating position and they seemed almost passionate about it.  And,
we were not done yet.

   The three girls stood, rubbing the sting out of their bottoms amid a
chorus of gasps and ooohs.

   "We will now move to the next phase," I said.  "Laura take down your
pants and bend over the back of the sofa.  I think you should count each
lick.  Its going to be 10, just as we agreed."

   "Yes, Jack.  I'm ready for the rest of my licking", she said bending
over and slipping the little panties to her ankles.

   Smack!  I laid the belt flat across both fanny cheeks.  "One..ouch!"
Smack!  A little below the first.  "Yeoww!....Two!" Smack! 
"Three!...oooh...ooh" I laid each smack of the belt right across the
fullest part of her sit spot which rippled with each impact.  She yelped at
each one but kept the count.  At 10, she jumped up and did a little dance
rubbing her cheeks.  "Wow, that was a good one Jack.  Ooh, I don't think I
want any more demerits for a while." Her eyes were bright with tears but
she was smiling.

   "Helen, please assume the position.  Panties down, bottom up."

   "Yes, sir", said Helen submissively, and bravely bent over the sofa
back.

   I lashed Helen with the belt slowly, letting each stroke be felt.  She
counted every one.  Maybe I took a little off toward the end because she
was due for the paddle too.  When it was over I let her stand and rub for a
few minutes, then I picked up the paddle.  It was a thin wooden paddle,
about 15" long and 3" wide made of a hardwood that was highly varnished. 
SPK said the inscription.  Seems like I had heard something about Sigma Pi
Kappa, but I let it go.  Back to business.

   "Ok Helen, back over the sofa."

   With tears starting to form, Helen complied, once again thrusting her
beautiful bottom high into the air for chastisement.

   SMACK!  The paddle rang out like a shot and Helen squealed.  SMACK! 
Again.  SMACK!  Again right across the fullest portion of her rounded
fanny. Each swat caused the cheeks to flatten then wobble, leaving a red
band in its wake.  At each smack Helen wailed.  When all 10 were done, I
let her stand and she tearfully rubbed her reddened hiney.  Nonetheless she
threw her arms around me and gave me another kiss.

   Later we had another drink, standing, of course.

   "Wow, Jack, you know how to light up a girl's hiney," said Laura.  "Yes,
I feel that was a very thorough spanking, Jack ", said Cindy.  I know I'll
try harder to keep our house rules"

   "Yeouch, Jack!" said Helen, "That sure got my attention!"

   "I'm here to help", I said with a chuckle, "Maybe this will hold you all
for a while."

   Later, we sat around, the girls dressed and things seemed almost normal.
Just another Friday night at home.  Cindy and Laura went out for a latte.

   I was downstairs on the couch, recalling the events of the evening when
Helen called to me from her room.  I went upstairs and Helen asked me to
come in.  She had been in the shower and was wrapped in a towel.

   "Jack, could you rub some cold cream on my hiney?  It still stings, you
brute.  It's the least you can do after that paddling you gave me!"

   I said I would.  She directed me to sit on her bed, and to my surprise,
she dropped the towel, leaving herself completely naked.  She stretched
across my lap and handed me back a jar of cream.  I took the jar, smeared
some on my hand (which hurt a bit as well) and started to rub it into her
delectable fanny.  She relaxed and sighed as I kneaded her bottom cheeks
with the cream, rubbing away the sting.  She moved her hips as I massaged
her bottom and I couldn't help but notice a glistening on the lips of her
labia and the way she started to hump her body when I came close to the
spot.  She seemed to push the opening of her vagina toward my hand, and I
finally touched her there between her legs.  She gave a little moan.

   "Yes, Jack, ohh, please keep going, right there."

   My fingers slid into her wetness and I started to slide them in and out.
She began to hump even harder impaling herself on the two fingers I had
inside her.  I found her clitoris and started to massage it.  She pumped
her bottom up and down, squeezing and relaxing her buttock muscles, her
breathing quickening.  I kept it up and she pumped her hips furiously.  In
a final flood of pleasure she stiffened and shuddered as an orgasm washed
over her.  When her spasms had died down, she slipped off my lap and knelt
between my legs.  She unzipped my pants and took out my hardened member. 
Caressing it softly, she slipped my turgid penis into her warm wet mouth
and started drawing her lips across its length.  The pleasure was
indescribable.  She swirled her tongue around the head and alternately
sucked greedily.  I ran my fingers through her beautiful hair and tried to
hold out, but it was too much.  I came in a blinding orgasm that she took
into her mouth.

   When we recovered she explained that she did not know why, but the
spankings had turned her on, both her own and watching the others.  It was
if the ritual, the anticipation and the nudity had liberated some primal
sexual force, not to mention the stinging pain and the flood of emotional
release that came with it.

   That scene came to be repeated over the next few months.  Not all the
girls were down for a spanking every time-it varied.  Sometimes there was
only one of them with 5 ticks on the board.  Sometimes there were two, and
rarely, all three, but it happened.  And afterwards it seemed there was
always someone who needed the "cold cream treatment." I noticed it was
always someone who did not have a date that night.  The treatment got
hotter too.  I recall in particular a breathless Laura who slipped a condom
on my aching hard-on, post massage, and rode me to multiple climaxes until
I collapsed in a heap.

   One night I even remember checking the board.  No one had the requisite
5 demerits.  Cindy and I were the only ones home.  So, I was stunned when I
found the table set for two and Cindy in a sheer baby doll nighty.  A ping
pong paddle lay on the table, the rubber removed and its surface varnished.


   "I know I only have three demerits but I feel just awful about how I was
snippy and rude all last week.  It would make me feel better if I could be
punished.  This ping pong paddle is like the one mom used to use on us
kids. It stung like blazes but afterwards I used to feel better, if I had
been rude or mean or bitchy.  Promise me that after dinner you'll use it on
me like mom did."

   What could I say?  Cindy wanted a good thorough paddling that would have
her legs kicking and her eyes watering.  After coffee, Cindy rose and
handed me the paddle.  I took her by the arm and led her into the family
room.  She went over my knee willingly and I slipped her brief panties down
to her kneehollows.  She put both hands behind her back and I held them
there.  She acknowledged that she was ready.

   For the next several minutes the room resounded with the crack of the
ping pong paddle and Cindy's yelps.  I administered what I thought was a
good sound paddling to the quivering bare buns perched over my knee.  Her
bottom bounced and bobbed and wiggled as smack after stinging smack
reddened her curvy seat.  She fluttered her legs.  She "ouched!" and
"yeowwed!" with each crack!  After about 80 smacks her cries became frantic
and I stopped for a moment.  I told her that she had wanted a real
punishment and that meant we stopped when I said.  She tearfully agreed,
and I gave her 10 more slow hard spanks with about 10 seconds between each
one.  Then it was over.  She cuddled in my lap for a moment then stood up
and stripped naked.  Without another word she undressed me and then turned
around and knelt on the sofa.  I wasted no time and entered her from
behind, reveling in the feel of her hot red tush against my groin as I
thrust in and out driving us both to a mind blowing orgasm.

   "Oh my God, Jack", said Cindy later, "That was so intense, I won't be
sitting for awhile, and my legs feel like rubber.  You really did me good!
Just like good 'ol mom, only much better.  That should hold me for awhile."

   Then there was the time 2 months later that they all had 4 demerits and
they dressed for dinner in schoolgirl clothes, complete with pleated little
micro-skirts, white blouses, socks and hair ribbons (Helen was in
pigtails). They had agreed among themselves that they each deserved 10 good
smacks with the sorority paddle for being so bitchy to each other and that
they should all dress up like schoolgirls to get it.  So after dinner it
was into the family room where one by one each of my three naughty
schoolgirls bent over with hands on knees, skirts up and panties down for
10 good solid cracks with that thin stingy paddle on each jiggling female
fanny.  Amid tears and hugs afterward they all forgave each other.

   Laura once tried to explain it to me.  She said girls get in emotional
ruts and sometimes they just need a shock to their systems to get them over
it.  It's a catharsis, she said.  Also there is a sense of justice being
done and guilt being purged.  Well, I don't know about all that but I do
know that it is a very nice living arrangement.

   Well, I do have to go.  It's my birthday and the girls are taking me to
a special party at the home of a woman they say owns that health club where
they all work out.  They have promised me a big surprise.....