Note: This story was dynamically reformatted for online reading convenience. Touching Teresa I had just arrived home from work, slipped out of my chinos and put on a comfortable pair of shorts when there was a polite knocking at my apartment door. "If it's 4 O'clock, it must be Teresa" I said to myself, "right on time. I went to the door, looked through the peephole and, sure enough, there was 14 year old Teresa staring back at me; she knew I was looking to see who was there and she liked to get her eyeball as close as possible to the peephole glass to startle me. I opened the door and exclaimed "Hey there, Gorgeous!" She frowned at me and said "Yeah right." It was an unusually hot and humid day, temperature over 90F and high humidity. Teresa's normally bouncy reddish brown hair was laying fairly flat on her head, perspiration gleened off her forhead and the slightest hint of a water mustache could be seen on her upper lip. She was wearing a black t-shirt that clung to her lithe body, wetness under her armpits and the V of her chest. She had on a short pair of white shorts, the kind that seemed to lift her little ass cheeks and showed a hint of her panties - today they were as white as her shorts. "Mind if I come in?" she asked. I motioned her to enter and she quickly stepped by me and came into the cool air-conditioned living room. I closed the door, locked it by habit and smiled at her. "What?" she inquired. "You look like a puppy that was caught out in the rain" I said with a smile. "Very funny" she retorted, frowning again. Teresa's parents didn't want to pay for the electricity to run the apartment a/c when they weren't home. The one small fan in Teresa's bedroom did nothing but move steamy hot air in a circle. The rest of her apartment was stifling even when the temperature was a more modest mid-80's. Today, it was unbearable. Along with being cheap, the parents were also hard core alcoholics. They both worked minimum wage jobs stuffing envelopes at a local graphics factory and would head straight to their favorite watering hole immediately after work every day. Weekends were usually spent at home consuming a couple cases of whatever beer was on sale. Milwaukee's Best was a frequent visitor. Teresa was fairly small for her age, at 14, she was only 5 feet tall and weighed around 90 pounds. She had a fantastically cute little can and beautiful titties that were about the size of a scoop of rice, large for her petite frame but firm and pretty much what I considered perfect. She usually had a cheery personality and tended to talk forever about her life. I tolerated it because I was both lonely and enjoyed having such a cute specimen of a girl to look at. "Must be nice being able to walk around without a shirt on" she whined with a slight smile. "Go ahead," I encourage, "you can do the same!" She giggled like a typical schoolgirl, a little embarrassed and equally shocked at my suggestion. "WHATEVER!" she cried out with a phony jealous tone, her grin getting bigger. I shrugged "Suit yourself" and sat down on the leather sofa."Can I get a Diet Coke" she asked, I nodded and watched her walk into the kitchen area and to the fridge. Her tight little ass swished back and forth, the tight white shorts holding her cheeks like I imagined my hands could do. She reached in, bending over slightly, grabbed a can and turned back towards me. She stopped for a moment, held the can to her forhead and then onto her chest, right between her breasts. I wasn't sure if she knew that she was turning me on or not but I didn't care, I was just happy to watch what would be a super commercial for Diet Coke. I smiled lewdly at her and she glared back at me. "What's wrong?" she demanded. I shook my head and said "Nothing, you just look like a girl in a commercial or something." She liked that and gave me a sly smile. Her sparkling green eyes bore into mine as if she knew that I was undressing her with my eyes. What Teresa surely did not know was that I had jerked off into a pair of her panties that had been in the dryer at the apartment laundry room down the hall. I knew it was her clothes by some of the t-shirts and her favorite pair of blue jeans. She had bikini cut lacy types and I had stolen one pair one day when there was nobody else in the laundry room. Those panties had a new permanent home under my mattress and I would bring them out for air frequently, jacking off as I imagined her pussy sitting on my face. I would gently wash them out in the shower with me as I imagined peeling them off her, dried them out and then placed them back in there hiding place. Teresa gulped down some drink and then sauntered over to the ceiling mounted air conditioning vent. She closed her eyes and turned her face up towards the vent, letting the cold air cascade over her body. She pulled on the front of her t-shirt, flapped it a little to get some collness on her chest. She flexed her ass cheeks as she slowly swayed side to side.She had to be doing this on purpose, I thought, there was no way she was being innocent. She turned to me and saw me staring at her, she smiled with pursed lips and looked down at the floor, her face red with embarrassment. "I like watching you dance" I murmured, slightly embarrassed myself. "I wasn't dancing, "she replied "I was just wiggling my toes in the carpet." Then she faced me straight on and smiled "THIS is dancing" and she proceeded to shake her butt and undulate her beautifully flat tummy. After I stared in awe for a few seconds, she suddently stopped and burst into giggles. She began to laugh so hard she had to clutch at her stomach to stop the cramps. "I really suck at dancing don't I" she said cheerily. I shook my head emphatically and said "NO! You were simply awesome!" "If you were dancing at a gentlemen's club, I would have slipped you a $5 bill!" She looked at me curiously, with a little frown. "You have to be at least 18 to dance there don't you?" she asked. "Yup, so I'll have to wait four years to pay you." She smiled at that and then broke into a huge grin. "You could pay me now and I'll dance right here!" I grinned back "You do know that the bill gets tucked into your panties right? And you strip down to your panties too." I explained hoping against hope that she would be agreeable. "No way! She cried, "I'm NOT stripping, I'm just dancing." Then she mellowed a little and stated softly, "But I'll let you slip the money into my panties if you really want to." By then I had sprouted a killer boner and I made no attempt to hide it. If she was willing to talk about dancing for money, she would have to accept that I was seriously turned on. "OK," I said, "but you have to dance right up in front of me so I don't have to reach to stick the money in your panties." She nodded slowly and stepped towards me. I was sitting on the sofa, leaning back a little, my legs spread a little more than shoulder width apart. "Your knees should pretty much be touching mine" I ordered and she stepped right up. I told her to untuck her shirt from her shorts and she did so, then I waved towards her zipper and told her to undo her shorts. "What?" she demanded. "I have to be able to see your panties to be able to stick the bills in, right?" It seemed totally reasonable to me and it was apparently reasonable to Teresa as she nodded agreement. I took the remote to the TV and selected a classic rock music channel, by chance it was playing Bad Company's Feel Like Making Love. I nodded at Teresa to start dancing and then, for a joke, said "Time to shake that moneymaker!" She frowned at me but started to slowly dance in rhythm to the music. Her taut belly was visible as her t-shirt flopped around slowly, I stared at a perfect belly button and desperately tried not to grab my dick and jerk off. She slowly wiggled her hips and undulated her belly all the while a big grin crossed her face as she stared at me in wonderment. Then she stopped. "Where's my money?" she asked somewhat belligerently. "You just started dancing!" I exclaimed. "I'll dance when you give me the money" She explained. I dug out my wallet and prayed that I had a few five dollar bills. I had three. I also had a wad of twenties. I took out a five and folded it into quarters lengthwise, just like I would in a strip club. I beckoned her with a crooked finger to get up close with her panties and I gently pulled on the elastic she had offered me. I slowly stuck the foled up five dollar bill down her skin and as deep as I could into her white lacy cotton panties. She squirmed a bit but kept on smiling, now a goofy grin as she realized that she was actually getting paid real money. She restarted her dance routine and I stared happily at her beautiful belly, her tight shorts covering her slim hips, round buttocks and a hint of a camel toe between her legs. "Want another five?" I inquired, deciding to push her a little. "Sure" she stated, "Give it to me!" I smile and shook my head "Nope, this time you have to take off your t-shirt if you want the five." She looked at me and stopped dancing again. "No way," she retorted, "I told you I'm not stripping." I shrugged, "Then five is all you're going to get from me." I looked as disappointed as I possibly could with a raging erection and I held myself back from relenting and just throwing $20's at her to keep on dancing like she was. She looked at me thoughtfully for a few moments. "You're not going to tell ANYONE about this right?" she demanded. "Not a soul" I promised earnestly. "And you're not going to take any pictures either right?" she asked. I hadn't thought about that and was kind of impressed and depressed at the same time but I promised not to take any pictures. Then she asked "Are you going to touch them?" I acted unsurprised and said "Yup, that's the plan." She thought for another moment and then said "OK but you have to give me five to take off my shirt and another five to touch them." I was now seriously wondering if I would literally come in my pants as I absorbed what was happening. I was going to touch those perfect 14 year old breasts, those creamy, soft and yet youthfully firm breasts. Teresa's breasts. Fourteen year old Teresa's breasts. "OK" I stammered, "I'll give you the extra five." She seemed quite satisfied with her ability to bargain for more money and gave me a wry smile as if to say "I can get all your money if I want to." If she really was thinking that, she would be pretty much correct. Teresa repositioned herself at me knees, this time her knees were on the inside of mine, I could close my legs and sort of hold her between my kneecaps. She wiggled her butt to the music - nowLed Zeppelin's Immigrant Song" - and blushed as she realized what she was about to do. She looked into my eyes as if looking for a last minute reprieve but only saw raw lust gleaming from my eyes. She crossed her arms, grabbed the bottom of her t-shirt and slowly, smoothly and erotically pulled off her shirt. I was slightly saddened to see that she had on a bra but not surprised. The bra was a basic white with some frilly lace around the edges, it clasped in the back and I waited hungrily for Teresa to take it off. She looked away and smiled "So, you want to take the bra off me?" "Sure!" I exclaimed a little too enthusiastically, "Another five?" "Why yes," she giggled, "Five for the shirt, five to remove my bra and five to touch my boobs." That was still one of the best deals I had ever seen and I had been a top car salesman at one point in my life. "OK if we just keep a running tally and then I'll pay you the total at the end?" I asked, trying to uncomplicate things. Teresa thought for a moment and then said "Prove you have money and that's OK." She belonged in Vegas, this girl! I flashed her the small stack of twenties in my wallet. That satisfied her and we went back to our important task. I stood up from the sofa and gently held her shoulders, "Turn around" I beckoned. She did slowly. I ttried to steady my shaky hands as I unclasped her bra from her back, after the clasp was undone, I slowly pushed her bra straps off her shoulders and watched in slow motion as the bra clung momentarily to her cleavage and then fell off to the floor. I could only see a little of the sides of her breasts but was just as much in awe of her perfect shoulders and back. I gently ran my fingers from her shoulders down her back, reveling in the perfectly smooth, creamy white colored skin. She certainly didn't tan much but I loved the clarity of her smooth skin. It was so soft and my fingers glided across her back despite the sweat on my fingers. I ran my hands down the small of her back and then onto her shorts and that perfect pair of butt cheeks that was held inside them. Teresa giggled and shifted her butt back and forth to give me another cheap thrill. "Turn around" I half begged, half demanded, "I want to see those beautiful breasts of yours." Teresa automatically put her hands over her breasts and then slowly, painfully slowly, turned around. She now had a shy smile and looked at her feet as I gazed at her taut belly and the cleavage visible around her petite hands. I placed my own hands on hers and gently tried to pull them from her body. She resisted, holding her hands firmly on her breasts. "Please?" I begged, "Pretty please?" "well," she said, "Since you said Pretty Please..." and she let her hands pull away with mine. Her breasts were magnificent, perfect littleglobes,creamy white with nipples that resembled miniature pencil erasers. I stared at them and lifted my shaking hands to touch them. "Nice tent you're pitching there mister" Teresa snorted, breaking my reverie. "What?" I asked. "Your boner is about to bust through your shorts" she laughed,"Haven't you ever seen someone's boobs before?" I smiled and said "Yes, but never as perfect as yours." This time, Teresa blushed and stared at her feet again. They're too small to be perfect" She lamented. "Nope," I replied, "They're absolutely perfect. I softly groped each breasts, running my fingers over her hardened nipples, mesmerized by the soft, smooth flesh and the youthful pertness that fourteen year old breasts naturally have. I gently pinched her nipples and looked into her eyes, which were looking down at my hands roaming her boobs. "I'm going to put them in my mouth" I informed her. "Teresa continued to look at my hands and then quietly said "Five bucks." I nodded rapidly like some idiot while mentally calculating that I was around twenty dollars away from that wonderful pussy. I wondered if she would actually allow me to get that far and then put the thought out of my head and placed my mouth over her right breast. It took all the self-control in my entire soul to keep my right hand from reaching into my shorts and jacking off as I slowly kissed and licked that breast. The rest of my self-control was holding me back from just picking Teresa up,throwing her down on the sofa, ripping off her shorts and slamming my dick into her pussy. As I sucked on her little pink nipple, I grasped her left side with my right hand. My left hand caressed her left nipple and I couldn't help but moan as I continuously licked and sucked Teresa's firm nipple. She giggled softly with an approving slight moan. Eventually and reluctantly, I switched to her left nipple and began the same ritual sucking and licking there. My right hand took over on her now wet breast and I gently pinched her nipples to see how she would respond. She seemed to like the light pinching and I rolled and pinched while my mouth licked and sucked her smooth, firm young breast. Teresa placed her hands on my head and pulled my face tightly into her chest. I was excited at her positive response and gently chewed on her nipple. She continued to pull on my head and I knew that she enjoyed the extra aggressive attention I was paying to that beautiful set of boobs. When she eventually let go, I decided to push my luck. I slowly kissed my way into her cleavage and then even more slowly started to kiss my way down her chest. She arched her back a little to give her approval and I was soon at her belly button. She suddenly grabbed my head and exclaimed "Yikes! That tickles!" I kissed harder and she let go of my hair. I kissed down to the beginning of her shorts and went from one side to the other as if looking for somewhere to go. I stopped and looked up at her with my best puppy dog eyes. "What?" she asked, genuinely confused. "I want to keep going but your shorts are in the way." I replied. "No way" she objected softly, "I'm not taking off my shorts." "not even for five bucks?" I semi-begged. She looked at me while chewing the inside of her left cheek, thinking deeply about how to proceed. "What are you going to do if I take them off?" she asked. "I plan to lick my way down to that spot of Heaven between your legs.: I admitted bravely. "Ewww," she she complained, "That sounds so nasty." "No," I corrected, " It's the best thing a man can do to a woman and it's my favorite thing to do!" "Doesn't it taste gross?" she asked. "No way," I said enthusiastically, "It's my favorite taste of all time!" She smiled a little and looked in my eyes as if to determine the truth. "If I let you do that am I going to have to let you go all the way then? She inquired. "You don't have to do anything you don't feel ready to do." I promised. "I won't pressure you at all, it's all up to you." Teresa thought about this, her serious look let me know she was actually considering allowing me to eat her pussy. I could barely breathe and I occupied the time by lightly kissing her perfectly flat belly again. "And you have to get naked too." "$20 bucks" she finally said.