Note: This story was dynamically reformatted for online reading convenience.
 
 My story started 6 months ago when I had to hire a new graduate accountant
for the Investment Company I worked for as the CFO.  My name is Michael and
I am 36 years old and have been working with the company for almost 2
years. I was working 12 hour days 6 days a week and was exhausted when I
finally placed an ad for the new position.

   I had my 2IC, Dom sort through the many applications and short list 6 to
interview.  I had a cursory look over the resumes and then Dom interviewed
those 6 and cut the list down to 3 for me to do second interviews.  The
first was a young guy named Geoff just out of university very switched on
and very impressive although seemed a little nervous.  The next was an
older women called Mary just finished her degree.  I did not like her at
all as she seemed very set in her ways and I was after someone we could
mentor and develop.  The last was a young girl called Jennifer.  She was
very confident but still you got a sense of vulnerability.  She had just
finished her degree and wanted a career that she could develop and she was
ambitious.  She was exactly what I was looking for and we offered her the
position.

   Initially I asked Dom to oversee Jen as she preferred to be called in
her new role.  After a few weeks I saw a decline in Dom's work and called
him in to ask what was happening.  He admitted mentoring Jen was taking him
away from his work and it was starting to suffer.  So I decided to mentor
Jen myself and arranged to meet her later that day.

   At that meeting we sat and talked a fair bit about her and her
expectations.  The meeting went on or over 2 hours as we talked.  It was
like seeing an old friend as we developed a close bond over the coming
months.  As Jen lived only 10 minutes from me so I offered her a lift to
work rather than taking public transport which meant a bus and then two
train rides.  During the drives into work we talked a lot about her
personal life.  I got the sense she never really had anyone she could open
up to and unload her personal issues on.

   I found out her current boyfriend was a gambling addict liked to bet on
the horses and did so badly.  He had gotten into a lot of debt with the
wrong type of people.  Desperate one night he stole her ATM card and taken
money out of her account without her knowledge.  She discovered the missing
money a few days later and when confronted her eventually owned up.

   Time and time again I told her she should get rid of him, how could she
trust him if he was stealing money from her.  She argued he wasn't all that
bad and she feared being alone.  During one of these talks I lost my temper
with her and told her to stop being so stupid, that she was an intelligent
and very attractive women any man would be lucky to have.

   Let me describe Jen to you she is 24 years old, on the short petite side
5 foot 2 inches slender build, olive skin and brunette.  She had young firm
breasts that looked larger than they were due to slender build.  A great
smile and tremendous laugh and a great sense of humor.

   Well a few months later my words rang true.  On the way into work one
day she broke down and started to cry.  I pulled the car over and asked
what was wrong and she told me she caught her boyfriend cheating on her
with a girl from his work.

   I just listened as she went on to tell me the details of how she had
suspected something was up as he was turning his phone off which he never
did and was working after hours, again unusual for a sporting goods
salesmen.  Last night he had to work back and had his phone off.  She was
so confused and needed to think so she jumped in her car and went down to a
quite spot next to the river that they used to go to have a bit of privacy
and there she saw his car.

   Jen parked her car and walked up and looked through the window and there
was her boyfriend with his pants down fucking another girl.  Jen said she
opened the door, both of them almost had heart attacks as Jen told her
boyfriend what she thought of him and the other girl and stormed back to
her car as her boyfriend fell out of the car with his pants round his
ankles.

   I tried to console her that she was better off and now could start
looking for someone who would treat her better.  She said she already knew
of someone who treated better than anyone else she knows.  I said there you
go there are some good people out there.

   After a few weeks Jen seemed to be getting back to normal.  Her
boyfriend was still trying to get back together with her without any luck.

   Jen and I were getting closer as friends and shared all our troubles me
with my separation and her with her family.  Although I never knew how bad
it was for her at home.  I knew her parents were using the money she made
at work and she had to pay all the bills at home but a few weeks later I
found out what was really happening.

   About a month later I picked up Jen as usual and she looked terrible.  I
drove for a few minutes hoping she would tell me what was wrong.  When that
did not work I used the direct approach and asked her.  She started crying
again and collapsed in my lap.  I stopped the car and asked her to tell me
what is wrong.

   It's a long story she said so I turned the car around and headed for my
house.  I made her a cup of coffee and we sat and talked.  Jen told me how
her dad was an alcoholic and schizophrenic and when he goes off his
medication he becomes very violent.  Well last night she had to barricade
herself and her little sister in their room when he attacked them with a
knife.  She had not slept all night fearing he would get through the door.

   I sat there in disbelief for a few minutes thinking what to do.  I
decided to put her to bed for some rest so I showed her to my room.  She
laid down in my bed and before I left the room she was fast asleep.  I
closed the door and rang work and told them limited details of what was
happening and that we would not be in for a few days.

   About four hours later Jen emerges from my bedroom a little bit better
than when she entered.  I sat her down and laid out my plan for her to move
out into an apartment close by and also how much it would cost her.  I had
found an affordable furniture package to fill it and showed her how she was
going to pay for it.

   She said she could not leave home because there was no one to look after
her sister.  I told her that is what your mom is there for and you need to
worry about yourself for once.  She insisted leaving was not an option for
her.

   After two hours of arguing I finally convinced her.  Fearing a change of
mind I took her apartment hunting immediately with an estate agent, a
friend had recommended.  The agent knew exactly what we wanted and arranged
an inspection of an apartment.  Jen loved it straight away.  It was a brand
new two bedroom apartment.  Wasting no time I took her back to the agent's
office to sign the lease and I paid the bond for her as a loan.

   Later that day I took her home to pick up some clothes whilst the place
was empty.  I brought her back to my place to stay in the spare bedroom
until the apartment was ready.  It was an early night that night for two
reasons, one the day had been emotionally exhausting and two tomorrow was a
shopping day to get all the things for her new apartment.  Jen kissed me on
the cheek thanking me for everything I had done for her.  I told her no
problems that is what friends are for.

   The next day we woke early and showered and dressed and were on road
before the shops were open.  We pulled into the home maker centre a large
retail centre with all specialty shops for home items.

   We shopped till we dropped but we got everything we needed and the rest
of the large items would be delivered tomorrow which was Saturday.  We
headed to Jen's parent's home and got the remainder of her things luckily
her parents were out again.

   That night back at my home Jen cooked me dinner and we sat around
talking and drinking some nice white wine.  Around midnight I suggested we
should go to bed.

   The next day a few people from work turned up and helped move everything
into Jen's new place and to set up all the electronic gear and furniture.
Later we cooked a BBQ for everyone and we all sat around talking and
laughing and drinking till around 11pm.

   After everyone had left I stayed behind to help clean up.  It did not
take long to clean and after we had finished Jen asked me stay and have a
quite drink with her, just the two of us as a thankyou for all my help.  I
collapsed on the sofa tired from the day's work and Jen appeared with a
bottle of wine and two glasses.

   Jen next to me on the couch and poured us both a glass and handed me my
glass.  She proposed a toast to her new home and we drank.  Jen then sat
back next to me sort of leaning into me on the couch.  I had my arm over
the top of the couch and it naturally fell around her shoulder.

   Jen looked up at me with her dark smouldering eyes and told me how safe
she felt with me and could never thank me enough for what I had done for
her.  I told her it was no big deal but she said no it is a big deal.  She
then turned and kissed me on the lips.  I was stunned for a minute as I had
not considered Jen in a sexual way before but as a friend.

   When I did not respond she pulled away and ran out of the room crying to
her bedroom with me following her.  She threw herself on her bed crying and
I sat next to her apologising profusely to her.

   She said, "I can understand you don't want to be lumbered with a loser
like me."

   "It's not that Jen I just was surprised you thought of me like that
given our age difference." I replied

   "I don't care about our ages.  I just how I feel about you and how you
treat me.  Michael I love you" she cried

   "And I love you Jen" surprising myself with those words.  Jen turned and
looked at me, "You're not just saying that are you"

   "No I really mean it.  You're one person I can really talk to about
anything and I think you are the most attractive and intelligent woman I
have ever met in my life" I said

   Jen jumped into my arms hugging me whilst kneeling on the bed next to me
and leaning in kissed me on the lips hard.  I pulled back and then softly
kissed her again and again.  Each kiss lingering longer and longer as our
mouths slowly opened until Jen finally darted her tongue into my mouth.

   We fell back on to the bed with Jen under me as we continue our
searching and longing kisses.  It did not take long until my crotch was dry
humping Jen through our clothes and she was responding to the sensation
with her own thrusts.  Soon my hand ventures up from Jen's ass where it had
been groping her firm checks and glided across her left breast.

   I massaged her breast through her clothes until she sat upright and
pulled her top off over her head before reaching for her bra clasp at the
back undoing it letting the bra fall open.  She then slid the straps off
her shoulders revealing two perfectly firm breasts adorned with two dark
hard nipples.

   "There you go" she said and laid back down on the bed pulling me with
her.

   My eyes went straight to her erect nipples and greedily sucked them into
my mouth.  I swirled around the nipple with my tongue as Jen ran her
fingers through my hair pushing my face tighter against her breast.  As my
mouth gave her breasts the attention they deserved my hand wandered down to
her pubic mound and massaged her through her shorts.

   Jen began to moan in response to my touch as I returned to kissing her
soft lips.  Our tongues seemed to work in perfect unison and we knew what
each other wanted.  Jen's shorts were now soaked in the crotch as my
attention on her pussy took its toll.  Her breathing was ragged and her
moaning had becoming deeper and deeper as she begged me to touch her. 
Suddenly Jen's body became rigid as an orgasm ripped through her whole body
from the top of her head to the bottom of her toes.

   Jen broke of our kiss and suggested we adjourn to the shower as it had
been a long day and she wanted to feel clean and fresh when we made love.
We headed to the shower with Jen leading the way holding my hand.  We
reached the bathroom and Jen opened the shower door and turned on the
water. She looked around at me with a devilish smile and walked in still
with her shorts on and pulled me in after her.

   Again we embraced as lovers under the shower.  I was now soaked through
as Jen lifted my shirt over my head and threw it out the shower.  She
proceeded to kiss my nipples on my chest and then dropped to her knees as
she pulled my shorts and boxers down.  Suddenly my hard cock sprung from
its confines slapping her right in the face.  We both laugh as she
continued to remove my shorts and threw them also from the shower.

   Jen leant in and kissed the end of my cock with a little peck before
standing back up.  She looked at me silently and looked back down between
our bodies as if sending me a message.  I took the hint and made my way
down her body kissing each of her nipples before reaching her shorts.  I
undid the top button and slid them over her hips revealing her smooth bald
pussy to me.  I looked up at her and she says, "I like it smooth"

   I threw the shorts out of the shower and returned to her embrace as we
touched skin on skin for the very first time.  The feeling sent electric
shocks through my body, I was in heaven.

   I reached for the soap and wash cloth but Jen insisted that I should use
my hand.  So I soaped up my hands and washed her back.  Gliding over her
shoulder blades down her spine to the zenith of her tight little butt.  I
washed each butt check and then slid my fingers into her puckered crack. 
Jen moaned at the touch so I took my queue from her and soaped up my hand
and fingers a little more and return to her crack, this time I press my
index finger into rectum.  Jen responded by pushing back to accept my
finger in her body.

   After sliding in and out of her a few times I removed my finger and
proceeded to wash between her legs and up her slit from behind.  Her flesh
felt smooth, soft and slick as my fingers glided into her pussy with ease.
Again pushing my finger in and out of her body a few times I withdrew my
finger and turned Jen around to face me.  I soaped up my hand and washed
under each breast and then across her rock hard nipples.  I rolled each
nipple between my thumb and index finger and then work my way down her
body.

   Inch by inch I travelled down her body until I finally reach her bald
mound and continued to her slit.  I rubbed my whole hand over her mound
letting my middle finger trail along her lips.  On The return trip my
finger pushed into pussy.  I then slowly pushed my finger further into the
warmth of her pussy and began to finger fuck her as she supported herself
with both hands on my shoulder.  Soon Jen started to tremble as her orgasm
neared at the same time my fingers found her clit and she lost it and
started with the dirtiest talk I had ever heard.

   "OOOOHHH FUUUUCCCCKKK YEEAHHH FUCK MY CUNT WITH YOUR FINGER.  PUSH IT IN
HARDER, TOUCH MY CLIT, OOOOHHHH FFFUUUUUCCCKKKK YYYEEESSSS" She screamed.

   I continued rubbing her clit as it got bigger and bigger, full of blood.
Jen dug her fingers into my shoulders as she continued to shake, almost
violently.  "AAAAHHHHH FUUUCCCCCKKKKKKK" She screamed as her orgasm raced
through her causing her to almost collapse on me in a heaving mess.

   I stood back up supporting Jen as I did so.  Her head was buried in my
chest panting for air.  I held her like that for a few minutes until she
had recovered sufficiently for her hand make its way to my hard cock.  She
grabbed the soap and started to soap up my cock with her hand and soap
together.  The sensation was unbelievable as she pumped my cock hard and
faster.

   After about a minute Jen dropped to her knees in front of me as she
continued to pump of my shaft.  My head was beginning to spin as my orgasm
approached.  "Here it comes baby" I warned her.

   "AHHHHHHH" I groaned as I exploded my sticky seed all over her firm
breasts and her hungry mouth.  Jen pumped my exploding cock making sure she
covered her sexy young body with my seed at the same time sampling some of
it as well.

   Jen pumped the last of my sperm out of my softening cock before standing
back up to kiss me.  The taste of my sperm was still on her lips and tongue


   We passionately embraced for a number of minutes as we relaxed allowing
the water to run over our bodies.  Slowly I lifted Jen up off the ground
allowing her to wrap her legs around my waist.  "Fuck me" she whispered
looking deep into my eyes.

   The mere mention of the words had my cock hard once again as it easily
glided into place with our combined juices providing plenty of lubrication.
The head of my cock reached the opening of her pussy and then slowly split
her lips apart as I entered her for the first of which I hoped would be
many times.  Inch by inch I slid deeper inside her body until finally my
cock was fully embedded inside her tiny body and we began to make love.

   At first my thrusts were slow and deliberate to maximise full
penetration into my young lover's body.  "Fuck I have never had a cock so
deep inside me, it feels so good" Jen gasped as I slowly slid deep inside
once more.  After a few minutes my pace began to increase as our urgency
began to climax.

   "OH FUCK JEN" I grunted "I GONNA CUM"

   "OH GOD ME TTOOO, GIVE IT TO ME" she replied breathlessly.

   I renewed my thrusts with vigour and was soon my seed spewed forth into
her womb spurt after spurt, "AAAAHHHHHHH" I groaned at the release.

   "OH FUCK, OH GOD, OH GOD I CAN FEEL YOU CUMMING INSIDE ME.  MORE I WANT
MORE" Jen screamed and then bit into my shoulder as she came hard with my
cock inside her for the first time.  More and more sperm entered her body
as we climaxed as one.  Finally it was over and we stood embraced as lovers
as I eased her down to the floor as my softening cock slid from her body.
We cleaned ourselves up and dried off before climbing into bed naked.  We
snuggled in bed with Jen spooning into me as we drifted off into a restful
slumber.  My cock nestled between her thighs, my hands cupping her young
firm breasts.  The next day I awoke with the sunlight streaming through the
blinds and the sound of giggling coming from the door.  I quickly got my
bearings and focused on the doorway to see a young girl standing there.  I
smiled thinking it was a dream until I realised I was awake.  I then
realised what she was giggling about it was my hard cock standing up like a
flag pole.  I quickly snatched a pillow and covered myself, in the process
waking Jen.

   "What are you doing?' she asked grumpily as I interrupted her sleep.

   "There's someone here" I said

   "What" she replied as she turned around and saw who it was, "Don't worry
that is Lily my little sister, I gave her a key yesterday so she could let
herself in when she needed to." With that she rolled back to sleep.

   I excused myself and went got my clothes out of the drier and got
changed.

   I came back out and found Lily sitting at the kitchen bench in a pair of
tight short shorts and a loose fitting blouse that finished just below her
newly forming breasts.  It was an outfit that left little to the
imagination.

   "So you're Lily?" I asked

   "Yes and you must be Michael?" she replied.  "About time"

   "Huh, what do you mean?' I asked

   "You and Jen.  She has been wanting you for months, that is all she
talked about at home Michael this Michael that.  Seeing you now and before
I now know what she was talking about"

   I felt myself blush knowing she had seen my cock at full mast.  I
changed the subject "Do you want breakfast?" I asked

   "I'll have what Jen had" Lily replied

   "Cut it out Lily" Jen said as she walked through the door "You have to
forgive my little sister but she does not know how to behave"

   Jen walked over in a little silk robe with nothing underneath and gave
me a kiss good morning.

   Jen made us coffee while Lily and I sat at the bench making small talk.
Jen came over to the bench with the coffees.  As we sat talking Jen leaned
over the bench causing her robe to fall open and her left breast became
exposed.  Lily noticed her sister's dilemma and then looked at me with a
wicked smile as Jen remained oblivious to it.

   I looked at Lily again and shrugged.  She smiled back as she got up from
her chair and walked around to her sister.  Jen seemed to be oblivious to
everything around her as she chatted away about what had to be done today.
Lily's hand slowly went to her sister's shoulder and rubbed it, Jen
acknowledged the touch with a moan, "MMMMmm"

   Lily then took hold of her sister's robe and pulled it open exposing all
of Jen to me.  Jen just stopped what she was doing and looked into my eyes.
Lily's hand then massaged her sister breasts and pinched her nipples.  Lily
looked at me and said in a sexy voice "Michael, you should know we share
everything."

   I was shocked this coming from a 12 year old and the girl I had just
confessed my love to.

   Lily's hands wandered down to her sister's pussy as she wasted no time
finger fucking her sister in front of me.  Jen simply responded to her
sister's actions by opening her legs and leaning further over the bench for
support.  Lily with her free hand grabbed her own blouse pulling it over
her head exposing her firm small breasts the size of little oranges topped
with the sisterly trait of dark nipples.

   "Want to join us?" asked Lily in a sultry whisper.

   I didn't need to be asked twice, I got up from my chair wandering around
to behind Lily as she massaged and kissed her sister passionately.  My hand
ran down her preteen chest to her shorts and under her panties to her
smooth mound until I felt her wet bald slit.  I followed her lead on her
sister and started to finger fuck.

   "MMmmm nice.  I'm so horny make me cum Michael." She cooed as she looked
back over her sister inviting me to kiss her.  I took up the invitation and
kissed her hard and long.

   "Oh god Michael show me why my sister looks so happy today.  Do me like
you did her" Lily demanded.  I wasted no time as I ripped the shorts from
Lily's tiny body before spinning her around to face me.  I lifted her up
and with my cock in hand I lowered her down.  As I suspected she was no
virgin and my cock slid into her tiny body although given her size and age
it was still a tight fit.

   "OOOHH FUUUUCKKK" Lily Screamed.  "OOOHHH FUUUCKKK YOU CUNT"

   "Fuck the little cock tease, she needs it Michael" encouraged Jen.

   I walked over and placed Lily on the kitchen bench as I continued to
pound in and out of her tight pre-teen cunt.  I fucked her as hard as I
possibly could without injuring ourselves.  It was hot, hard and fast.  It
was not long until I was spraying her immature womb with my sperm.  Lily
herself was fucking back at me as hard as she could as her orgasm caused
her cuntal muscles to pump my cock and squeeze every drop of sperm out of
me.

   After I recovered my senses I went into the lounge followed by the
girls. "I hope you don't mind Michael but it is the only way we can be a
real family" explained Jen.

   "Family?" I thought to myself fuck this was moving quick.

   Lily swaggered over to me sitting in my lap her bare ass against my
skin. She reached down and grabbed my cock and brought it up between her
thighs and against her hot wet slit.  I wrapped my arms around her waist
and pulled her tight to me.

   "I'm not sure girls" I said honestly, my head still spinning.

   "I told you I couldn't leave without my sister and I need her here with
me I can't leave her with that bastard." Jen argued

   "I know but how are you going to afford it?" I asked

   "Lily has an idea but we need your help" Jen replied

   "I have been told young models can make some good cash.  I thought I
could model and set up my own site." Lily said

   "What?' I said half laughing at the idea.

   "No its true look at the internet they are full of them and charge $25 a
month" Jen argued.  "We have all the equipment we need here.  We can set up
the back room"

   "OK say we do this, how far are you willing to go?" I asked

   "As far as I want, the further I go the more money I can make" Lily
replied

   "The more trouble you can get in too" I countered.

   "Yes we need to be careful" Jen said.

   "OK lets go research this on the net." I said as we got up and went to
the spare room.

   We started up the net searching for preteen model sites and other
associated searches and the things we found blew my mind.  We seem to
progress to steamier and steamier sites to illegal sites.  We went from
models in lingerie and bikinis to topless and full nudity to masturbation
and then finally full blown sex with other people including grown ups.

   We found this one site where a 10 year old girl, American by her accent
was letting her dad fuck her in a tent as they went camping.  In the middle
of nowhere she gave him a blow job and he returned the favour and eating
her out to a massive orgasm.  I didn't think a girl that young could have
an orgasm but she went off like a cracker.

   It certainly had an effect on us.  Both the girls were in their chairs
frigging themselves and I was pumping my cock as hard as I could.  Jen and
I looked at each other knowingly before she stood up and walked over to me
and lowered herself onto my cock.  Lily not wanting to be left out stood in
front of Jen and let her sister finger fuck her and suck on her little
nipples.

   With Jen is bouncing up and down on my balls I suggested we lie on the
floor to be a little more comfortable.  We got up and I laid down on the
floor on my back allowing Jen to remount me, this time Lily decided on some
oral fun sitting on my face and I started to eat her out.  Wow a naturally
bald slit full of juice running down my chin.  After a few minutes the
girls tagged and Lily sunk down on my cock impaling herself on my rock hard
cock.  Jen sat on my face as I ate her out tasting the combination of our
juices.

   Jen and Lily kissed passionately as they fondled each other breasts and
nipples.  Jen was rocking back and forth on my tongue and face.

   I could then feel Lily cumming on my cock as her muscles spasmed around
my shaft of my cock as she pumped herself up and down on me.  She was
thrusting her little body down hard on my shaft.  Each time she bottomed
out she twisted her body grinding me against her.

   "OH FUCK OH FUCK OH FUCK" is all she could say.  Time and time again
until she came with a huge explosion of energy, "FUUUCCCKKKK ME! 
Cummminnngggg!  AAAGGGHHHH!".

   As her sister's climax eased Jen pushed her aside and went to take her
place this time she smiled and aimed my cock not at her pussy but her ass.
She glide down on my cock as it entered her rectum,

   "OH FUCK" is all she could say.  She slowly slid up and down on my cock
gradually picking up speed and intensity.

   Jen cried.  "OH, it feels incredible!  Fuck, fuck, fuck!  My ass feels
like it's going to explode"

   Jen was now building up some momentum and it was not long until my balls
started to tighten.  "OH SHIT!  AAAHHHHGGGGGG!" My cock spewed forward a
torrent of sperm into her rectum and coated the walls of her ass.

   Feeling my sperm fill her body once more sent Jen over the edge as she
came hard on my cock.  Her ass muscles contracted that much it almost
painful.
   Well life was going to be interesting with these two firecrackers.