Note: This story was dynamically reformatted for online reading convenience.
 
 Hi my name is Dan and at the time of this story I was a 35 year old
photographer married with two girls aged 12 (Amy) and 10 (Liz).  I had been
married 12 years to June who was a school teacher at the local catholic
school.  We live a pretty good life with my work, I have a studio out the
back for catalogue work as well as doing a lot of corporate work.

   When we had our first child Amy, June joined a mothers club, a group a
women who had babies around the same time.  Those friendships have lasted
to this day and the kids are great friends.  One in particular was Caroline
and her daughter Haley.  Caroline and her husband had divorced leaving her
to raise Haley all by herself.  Haley was a strong willed girl that seemed
to me anyways to be mature beyond her years.

   The girls always seemed to be at one house or another and seemed
inseparable.  On this particular day Haley was over at our house when I got
home from a corporate job.  The girls were upstairs playing and June came
into the kitchen and kissed me welcoming me home.

   "Who's here" I asked.

   "Haley, and before you ask she's staying for dinner" June replied

   "Oh just like to know what's happening" I laughed.

   It was not all that unusual for Haley to be eating at our place.

   Just before dinner Haley bounded down the stairs and came into the
lounge room.  On this night she was wearing a very short white mini dress
and a tight tank top which fitted her slender body.  I immediately noticed
for the first time she was starting to develop up top.  She had the two
most exquisite nipples under her top that looked to be rock hard.  I found
it near impossible to take my eyes from them.

   I finally came to my senses and peeled my eyes away for her chest, Haley
just smiled at me.  "Hi Mr Reynolds" she greeted me.

   "Hi Haley, how are you?' I asked as I looked her up and down.

   "Great" she replied standing in front of me hopping from one foot to the
other.

   "How's mom?" I asked.

   "Great" I got in response.

   She plonked down on the sofa next to me and we proceeded to make some
small talk until dinner was ready.  At the dinner table again I cannot seem
to take my eyes from her little pokies.  A few times I am sure she caught
me staring.  I had never had this type of reaction to any of my young
models before so I was perplexed why I was reacting this way to Haley.

   After dinner June told Haley it was time for her to take her home. 
Haley stood up next to me looking up at me and whispered "I wish I didn't
have to go" and smiled at me with her beautiful green eyes.

   "Mr Reynolds mom needs to speak to you about something.  She asked if
you could take me home." She informed my wife and me.

   "I'll take her June, you clean up here and I'll be back as soon as I
can." I said grabbing my keys and walking out the door.

   Haley jumped in the front seat of the car and rested against the door
with her body half turned towards me.  I looked down and she had her legs
open slightly giving me a great view of her soft creamy thighs.  I looked
up and Haley smiled at me and asked "Why were you looking at my tits before
Mr Reynolds?  "

   "What?' I asked full of fake indignation.

   "Come on I saw you, surely a little girl like me does not interest a big
man like you" she coyly asked.

   "No, No." was all I could muster as my face went a bright shade of red.

   I focused back on the road and thanking god when we arrived at her
place. She opened the door and bounded out towards her front door whilst I
composed myself before I went in to see her mom, Caroline.

   Caroline was in her early thirties and still in great shape.  We did the
usual greeting before Caroline offered me a glass of wine and asked me to
sit down as she has a proposition to discuss and needed my help.

   "Ok what is it?" I asked.

   "Well it's very private and you cannot tell anyone not even June OK?'
she started

   "OK, what is it.  I intrigued now" I replied nodding my head.

   "You promise" she asked.

   "Yes, yes I promise" I replied a little anxious hear what she wanted.

   "OK.  Here goes.  Things have been tight around here money wise since
that bastard of a husband ran out on us." She started

   "Yes I know, but how can I help with that?" I asked not sure where the
conversation was headed.

   "Well I met someone on line who mentioned we could make some money
modelling and placing the pictures online" she informed me.

   "Yeah and you want me to take pictures of you to put online.  No
worries." I replied with a sense of disappointment it wasn't something more
exciting.

   "Um, that's the point.  The pictures are not of me." She continued.

   "Oh who then?" I asked naively.

   "Haley" she replied looking down and avoiding eye contact with me.

   "W, w, what?" I sputtered out the wine in my mouth in surprise.

   "They say Haley would be very popular as a preteen model.  It's all
legal I have checked it out" Caroline assured me.

   "What sort of photos are you after" I asked with a fair bit of
hesitation at the expected answer.

   "Just her modelling in swimwear and lingerie and other things" Caroline
replied

   "What about Haley have you talked to her about this?  I asked

   "Of course she loves the idea" Caroline said nodding her head.

   Knowing Haley as long as I had I was not surprised by her answer.

   "Ok but it will have to be when June and the girls are out.  They are
going away this weekend to visit her parents.  Let's do it then OK." I said
as took a big gulp of my wine.

   "OK, I'll see you then.  Thanks a lot for this Dan" said Caroline and
then she called Haley into the room, "Haley, Dan says he will do it"

   Haley came running into the room shouting and screaming and jumped into
my arms and giving me a huge hug and thanking me.

   The drive home was a slow one, I had to think of what I was going to say
to June, but I need not have worried she did not even ask what Caroline
wanted.

   Saturday arrived and I was up early getting my studio ready for the
day's work.  Caroline and Haley arrived shortly after 8am with a small bag
in hand with some of the clothes she was going to wear during the shoot. 
Haley has had her hair and some makeup done and looked stunning.  She was
wearing a pair of denim shorts and white cotton blouse with a pair of
sandals.  Caroline looked pretty damn hot was well in an outfit matching
her daughters.

   "OK I am ready out back, let's go" I said after greeting them both.

   We ventured out back and into the studio.  I had decked the set out in
soft pink colours with large pillows, dolls and other little girly things.

   "OK let's start with the outfit you have on" instructed Caroline acting
pretty much the director for the shoot.  I was happy with her doing it as I
felt a little uncomfortable giving Haley instructions on how to pose and
still uncertain how daring these photos were to be.

   I started shooting a few test shots with Haley just standing against a
back drop.  As I use digital equipment the images immediately appeared on
the large screen at the back of the room.  After a dozen or so shots we
stopped and reviewed the pictures for lighting as well as Haley's makeup
etc.

   "Is that me" Haley exclaimed as she looked at herself on the big screen.

   "Sure is sweetheart" I replied "OK let's start with some basic poses"

   Haley went back over to the set and started with a few basic model poses
standing with her legs apart with hands on her hips and other harmless
poses.  As we progressed through the shot I started to relax thinking my
fears were wrong.

   Once I had reached a point of total of relaxation Caroline instructed
Haley to get on all fours with her butt to me and look back.  Still pretty
harmless I thought to myself but my anxiety level had gone up a few
notches. She then got her daughter to turn around still on all fours facing
the camera.  Haley did as she was told and got into position.  As she did
Haley looked down and saw her blouse had dropped open and she can see right
down her top.  She wiggled her shoulders a little causing her blouse to
open even more.  Now I had a clear view of her forming breasts along with
the exquisite nipples on top.  She looked up at me and smiled right at the
camera.  I took a few more shots and then zoomed in to get a great shot of
her breasts and nipples.

   I then realised what I had done and I quickly look behind me and saw the
picture come up on the screen.  I looked at Caroline who was grinning and I
told her "We can edit that out later"

   I got no response as Caroline next told Haley to kneel and unbutton her
blouse slowly.  I looked at Caroline with a quizzical look but she just
gestured for me to keep shooting.

   I shrugged and did as I was told and took picture after picture of each
button on her blouse being opened.  Finally the last button was open and
Haley looked up at the camera with her blouse just sitting on her slender
body.  Her blouse still covered her little buds but exposed her belly
button and the swell of her little breasts to the camera.  I took a few
more shots of her in this position and then Caroline told Haley to change
into something new.

   Haley pulled her blouse close and ran off to the changing room.  I
walked over the Caroline trying to hide the bulge in my shorts, without
much luck.  "Well that was hot" she said with a smile.

   "Yeah, I got a bit worried how far she was going to go" I said

   "Don't worry, I'm in control and have spoken to Haley and know what she
wants to do" she replied trying to calm my nerves.

   Caroline then followed her daughter into the change room and helped
Haley get ready for the next session.  Whilst they got ready I changed the
set to a pure black floor, pillows and background in line with what I had
discussed with Caroline earlier.

   After a few minutes they emerged Haley was black silk wearing a robe as
she walked back onto the set.  I could see this was going to be a lingerie
shoot by the red stockings she had on.  My heart beat escalated and my
palms began to sweat.

   Haley dropped the robe and I was stunned, there she stood 11 years old
in a red lace bra (Had to be an A cup), red panties, suspender belt and red
stockings with black shoes high heels.  "Wow" I exclaimed out of pure
instinct without thinking, "You look hot".

   "Thanks" Haley replied with a huge smile.

   I got into position and again Caroline suggested the poses for Haley
some were really hot and smouldering for an 11 year old.  She got into
every position possible some almost pornographic in their nature.  My cock
was so hard looking at this girl I was in some real pain but I soldiered
on.

   After 30 minutes Caroline suggested we had a 5 minutes coffee break. 
Thank god I need a moment to compose myself before I blew a load in my
shorts.

   I sat down next to Caroline and asked her "Aren't you worried about the
perverts looking at Haley on the net"

   "Well they look at her on the street for nothing at the moment.  We need
the money and she is the one that suggested it to me" she replied all the
time she looked at her daughter.

   "You're kidding.  How did she find out about it?" I asked my mouth open
in shock.

   "On the net, her and Amy were playing on the net and found the modelling
sites" she replied as she turned to gauge my response to her revelation
about my own daughter.

   My own daughter was somehow involved in all this I was now in total
shock now.  A million thoughts raced through my head seeing my daughter and
Haley together surfing the net, my daughter dressed like Haley.  "Oh god
what have I gotten myself into" I thought to myself.

   We chatted for while on how Haley had gotten her to agree to do it and
how she did her own research.  She even admitted she got turned on by it a
little by what she saw.