I was working as a cashier in one of the major banks
in the Chembur Area. It was not a job which isvery glamorous or exciting but it
pays the bills. I have to change train from Harber line to Central line from Kurla to reach my flat at Thane West .
So I commute a lot in those electric trains in Mumbai. I never wear amy gold chains for fearing the theft and chain snatching which is 
part of Mumbai life. My husband would wait with his bike at the station. I have to wear western dress in the bank. If we wear churidars my mamager insisted that i have to show my cleavage to the clients. The private banks does not offer
much choice of our dress taste. I have bored with men peeping at my tits when i count the notes so i decied to dress in business suits


The day it happened was like any other Monday night. I
sat on the bench at the station waiting for train that
would take me home. It was a comfortable summer
evening and the trouser legs of my pinstripe business
suit flapped gently in the breeze. I was glad I had
chosen the trousers today, a skirt would probably have
left my legs a little chilly.

Just then I heard the unmistakable rumble of the train
approaching. I got up from the bench and stood waiting
patiently for the train to stop before climbing
aboard. The train was quite full as it always was this
time in the evening, but luckily for me a woman had
gotten off before me leaving a spare seat. As the
woman passed me on the way out I noticed that her face
was flushed and she seemed slightly out of breath. A
bit strange I thought considering she had just been
sitting on a train.

The seats where arranged in pairs all facing forward
and staggered on either side of the carriage. The
vacant seat was next to the window with an attractive
middle-aged woman sitting in the isle seat. I expected
the woman to move over as I approached but she pulled
her legs in and motioned for me to squeeze pass
instead. I figured she probably wanted to get off at
the next stop and squeezed passed. I was surprised how
difficult it was to get passed having been sure there
was plenty of room when I started, I found my buttocks
pressed tightly up against her knees as I made my way
to my seat.

As soon as I sat down I realised why the woman had not
moved. I gasped quietly as I felt a hard ridge in the
seat running front to back right between my legs.

"Are you OK my dear"

"Oh yes" I replied, not wanting to make a fuss "Its
just this seat cushion has seen better days I think, I
wasn't quite expecting it that's all."

"I know what you mean, my seats lumpy as hell too. You
would think with what they charge us for season
tickets they could afford to replace the cushions now
and again."

I agreed and we soon fell into the usual conversation
about the state of the railways.

As we talked however I began to have problems
concentrating as the ridge in my seat made its
presence felt by sliding in-between my buttocks, and
separating the lips of my labia such that almost my
whole wait was resting on my perineum. This was very
uncomfortable while at the same time producing a
strange tingling sensation in my crotch.

As we talked the woman seemingly absent mindedly, put
her hand on my thigh. It was a friendly caress neither
threatening or sexual and I thought nothing of it.

The train always waited 10 minutes at the station
before moving off, but at last it was time and I felt
the familiar throb of the electric motors as the train
began to move off. Except this time it was different,
I realised to my horror that the ridge in my seat was
picking up the vibration from the electric motors and
transmitting it directly between my legs. Sex has
never played a big part in my life, in fact although I
am now 22 I'm still a virgin, although I would never
admit it to anyone. I do masturbate regularly but I
have never had the guts to buy myself a vibrator, so
the sensation building between my legs was relatively
new to me.

The woman beside me seemed thankfully oblivious to my
predicament and continued to talk. This helped keep my
mind off it for a while but I could feel my arousal
level building steadily. I new it would not be too
long before I would no longer be able to concentrate
on anything but the increasing sense of urgency
between my legs. I tried shifting in my seat but this
just seemed to increase my contact with the ridge
making the situation worse. Plus I was sure that the
woman's hand was pressing down gradually harder and
harder on my thigh further increasing the pressure.

As I felt myself beginning to slip away I realised the
vibration was beginning to reduce as the train slowed
down for the next station. Thank god I thought, as
soon as we stop I'll move to another seat. Although
part of me would love to have stayed, I knew if I did
stay any longer I would lose control and certainly
orgasm.

Once the train had come to a halt I moved to get up,
but the woman kept her hand firmly on my thigh and
continued talking. I didn't want to be rude and so
remained where I was, while waiting for a gap in her
story so that I could excuse myself gracefully. To my
dismay she didn't stop the whole time that the train
was stationary, and as we began to move on again I
slumped back into my seat. My mind began to work over
time trying to think of a way out, to get away from
the delectable feeling that was once again building
between my legs.

I felt my breathing beginning to increase, slipping
into the rhythm of the train wheels passing over the
joins in the track, Clickety-clack, clickety-clack...
The voice of the woman that was still talking to me
became distant as my mind betrayed me and began to
slip into a fantasy. I imagined the woman began to
move her hand up my leg until she was cupping my
crutch, gently rubbing up and own. Then slipping her
hand into the waistband of my trousers and pushing
down under my knickers until she was cupping my hot,
wet, naked pussy. Her finger tracing a line down
between the folds to the entrance of my vagina, before
moving back up to gently massage my clit. I was more
aroused than ever before in my life, had I been at
home masturbating in my bed, I would have orgasmed
long ago. But the unfamiliarity of the train and the
other passengers around me held me back from the edge.
Yet at the same time my arousal continued to build to
new and unknown heights.

I was so close now I knew there was nothing that could
prevent the inevitable unless within the net ten
seconds.... The vibration suddenly ceased and as the
train pulled into the station it took considerable
mental effort for me too pull my mind back to reality.
Some one was talking too me, it was the woman sitting
next to me, I heard what she said but it took my brain
a couple of minutes to decipher it.

"Are you OK my dear? Your looking a little flushed."

As I tried to think through the fog in my head I was
having difficulty working out where I was and what I
was doing. I was almost there when the insistent
vibration of the trains motors began again and I
moaned out loud as I slipped back into a state of
extreme arousal. The train only moved slowly this time
and somewhere in my subconscious I realised the next
stop was mine, it was only a short distance and hence
the train never got a chance to build up much speed.

I was on the edge again but to my dismay I realised it
wasn't going to be quite enough to get me off before
my stop. I considered putting my hand down my trousers
to get it over with. Then I could concentrate, but
there was now way I could do it without drawing
attention to my self. I began shifting in my seat
trying to increase the contact but to no avail. I saw
the station in the distance and sighed in frustration.

Just then the woman next to me said "ooh look at that"
and leaned over me as if looking out the window at
something. At the same time she moved her hand to my
crutch, cupping my trouser covered pussy. She then
proceeded to rub me very rapidly while continuing to
look out the window and placing her shoulder against
my mouth. I had no time to protest, I orgasmed almost
immediately. My legs kicked out, hitting the metal
plate at the back of the seat in front. The metallic
clang effectively drowned out my scream as I bit down
into the woman's shoulder. I had never cum like that
before in my life, it took several minutes for me to
come down enough to realise that the train was now at
my station. I grabbed my stuff and rushed off the
train avoiding eye contact with the woman next to me,
not knowing what else to do.

I ran straight home using my jacket to cover my
clearly wet crutch. Once home I went straight into the
shower and masturbated to two more orgasms within 5
minutes.